It’s about personal credit information security!The two departments say so_ 东方 Fortune Network

Original title: It’s about personal credit information security!The two departments say so

How to strengthen the individualCreditInformation protection?Credit informationmarketWhat are the considerations for cultivation and management? Regarding the credit investigation issues of social concern, the relevant departments responded one by one in the State Council policy briefing on the 25th.

　　Central Bank: Putting information security and rights protection first

Chinese peoplebankVice President Chen Yulu responded from three aspectsCredit marketIssues of cultivation and management.

One is “strict supervision.” Because the credit investigation business is information, information involves the protection of people’s information rights. and so,In supervision, information security and rights protection must be put first.According to the “Civil Code” and “Credit Investigation Management Regulations” and other laws and regulations, the peoplebankWill continue to improve the credit investigation business management measures, and provide all financial and economic activitiesservice, Used to judgeenterpriseAnd individualscreditConditionalInformation service, All includedCredit Supervision, Implement licensed operation. Acts of illegally engaging in credit investigation business shall be strictly investigated and dealt with in accordance with laws and regulations.

The second is “strongsupply“. Constantly improving the peoplebankWhile the second-generation credit information system should be deepenedSupply sideStructural reforms,Guide private capital and social forces to develop market-oriented orderlyCredit bureau, While usingBlockchaintechnology,Big DataTechnology and market-oriented means to promote market-oriented credit reporting agencies to achieve interconnection and information sharing, in order to establishCorporate creditA comprehensive evaluation system of the situation creates conditions. At present, the People’s Bank of China is promoting the integration of credit reporting in the Yangtze River Delta in the integrated and high-quality development of the Yangtze River Delta, which is to use new technologies and new rules to realize market-oriented credit reporting agencies in the Yangtze River Delta region and realize the interconnection of credit information Interoperability has made positive progress.At the same time, it is necessary to continue to adhere to a high-level opening to the outside world, and increase the supply of high-level credit investigations by encouraging open competition, so as to continuously improve the local credit investigation agencies.International Competitiveness。

The third is “safety.”one isEnsure the security of the network environment and technical architecture of various credit reporting systems. The other is to take measures to effectively strengthen the protection of credit information, especially personal credit information.

　　National Development and Reform Commission: Resolutely crack down on illegal collectionCredit informationbehavior

Lian Weiliang, deputy director of the National Development and Reform Commission, said thatPublic creditBoth the information field and the credit investigation field have the issue of strengthening the protection of personal information, and will focus on implementing measures in three areas.

First, strictly comply with laws and regulations. In the “Civil Code”, a chapter is set up to clarify the privacy and personal information protection. In the “Network Security Law”, it also clearly stipulates that no individual or organization may obtain personal information in any illegal way. As everyone knows, in October this year, the Personal Information Protection Law has also been submitted to the Standing Committee of the National People’s Congress for deliberation. In the process of advancing the construction of the social credit system, personal credit information, including the credit information of legal persons, is collected, shared, disclosed, All aspects of use must be strictly in accordance with laws and regulations.We must resolutely crack down on illegal collection of credit information.

The second is to strictly implement responsibilities. There are many links involved in credit information from collection to use, sharing, and disclosure, and it will pass through the hands of many people. Therefore, in terms of the protection of public credit information, it is clear that such a requirement is “handling must be held accountable, and negligence must be held accountable.” .In other words, whether it is a government department or public creditInformation serviceInstitutions, and marketizationCredit Service Agency, Must clearly protect personal privacy and corporatebusinessSecret responsibility, whoever has a problem, must be held accountable. At present, in the process of public credit information sharing, information protection is the most important issue.So now all public credits are requiredInformation AgencyAnd social institutions,When sharing information, you must sign strictConfidentiality agreement。

The third is strict technical guarantee. Strictly implement information security level protection measures,Adopt strong technical means to prevent various network attacks and malicious tampering,It is not only to avoid personal information leakage due to subjective reasons, but also to prevent personal information leakage due to objective reasons such as network attacks.Welcome all sectors of the society to strengthen the cooperation of various credit information institutions, especially the inter-ministerial jointmeetingEach member unit of the company supervises the implementation of personal privacy and business secret protection.

(Source: Sino-Singapore Jingwei)

(Editor in charge: DF512)

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