Installing a Wallbox at home, a great solution
When considering the idea of acquiring a new electric car, beyond everything that encompasses this series of vehicles, the following questions may arise: Where can it be charged? Can I install a charging point in my house? What accessories to add that an electric vehicle needs? But also something that is very important, and that we can now address. It has to do, fundamentally, with these recharging points in our home.
Is it possible to include the Wallbox that we have installed at home to recharge our car in the insurance that we have contracted? This is probably one of the uncertainties that is causing the most talk, especially now with all the solutions that we can have in terms of purchase aid for vehicles and charging points that the government provides us.
In the case of a single-family home, recharging could be done at no cost, by connecting to a 16A outlet with an occasional recharging cable. The price of an electric car charging point is variable, depending on the complexity of the system. However, the truth is that the installation of a Wallbox in the home makes it possible for us to enjoy the maximum autonomy of the electric vehicle, since you will be able to charge it safely through the specific chargers, with the convenience of always have it at hand to plug it in.
How is it
Unlike the Schuko type connectors (Recharging Mode 1 and 2), commonly used to plug in household appliances, computers, lamps… these charging systems are much safer and faster. And they can be used in both single-phase and three-phase electrical installations. As for the types of connectors used in the Wallbox, there are different models.
The same as such, refers to the point of physical recharge installed on the wall that provides electrical current to the electric vehicle to allow its charging. As its term says in English, it is nothing more than a wall box known colloquially as a home charging point or wall charger.
This will be the one that will allow both a motorcycle and a car to be charged through alternating current in Mode 3. Thus, and thanks to the charging electronics that it incorporates inside, communicates with the electric vehicle to recharge your batteries. The system can be used in both single-phase and three-phase electrical installations.
Its installation price can be around 1,000 euros, hence the opportunity to include this Wallbox to recharge the car at home with the contracted insurance. Can be done? Yes, but with nuances.
What to consider
To install a Wallbox, the type of home must be taken into account as a basic principle: obviously, if it is a single-family home, there is no problem. However, if you live in an apartment building with a community garage or have rented a space in a parking lot in another building, you will have to ask the community of neighbors for permission to install it. Beyond this procedure, there is no added difficulty nor is it necessary to request any other type of authorization.
That is why, when directing it to our company, it can specify it directly towards home insurance, since this charging point is generally made to look more like an element that is anchored to the electrical system of our house. In any case, there is no unanimity among insurers.
Thus, some specify that if the Wallbox of the car is fixed in the garage, it should be the home insurance that takes care of it, as with any household appliance, as long as you have included the parking space in it. To do this, it would request reports such as that of the electrical installation of the home or that of the recharging point itself. At the same time, we can find that the insurer of our car included in policy depending, yes, on the coverage offered by our insurance company.
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