You have a larger loan going on, you may take it out but haven’t done it yet, the money for it is in the account but this is faxing right now. Is it very important to unblock this loan early? My salary at the moment is not very high and the installments are about as much as the rent per month, I need the Schufa to look for an apartment, so I don’t have enough of my salary left to pay the rent. I would apply to Schufa up to a week later if I want to take out the loan early, and I need to find an apartment very quickly so I can change jobs (I think apartment hunting first is bad?). Basically, thanks to the money in the account, I could still afford the rent, but my question is whether the Schufa makes a difference…?