It’s prolonged till August thirty first the deadline for linking the skilled accounts of freelancers and entrepreneurs to the IRIS direct cost system.
It’s famous that direct cost providers are a really helpful resolution for residents to not pay no provides in any respect for digital transactions and the freelancers to pay on common 50% decrease charges in comparison with transactions utilizing POS.
The one prompt cost service obtainable up to now, IRIS, is quickly spreading as a cost technique in Greece. The login course of is very simple and will be performed by the freelancer himself in just some minutes.
In keeping with the newest knowledge:
- So far, 400,000 professionals are registered within the system (greater than 180,000 registered this 12 months) out of a complete of roughly 800,000 professionals required to be related.
- The best variety of connections was recorded on June 27 with 5.9 thousand new registrations.
- From the start of the 12 months till June 27, 191,416 transactions have been carried out on IRIS P2B, a quantity 11 occasions larger than final 12 months.
- Throughout the identical interval, these transactions reached a price of 14.2 million euros, registering a price 10 occasions larger than final 12 months.
- The product is now supplied by 10 banks and two extra are anticipated to be added inside the 12 months, reaching a complete of 12.
- It’s famous that, in IRIS P2P (for cash transfers between pals) the typical variety of transactions per day was 120 thousand and on Could 31 it reached 180 thousand transactions
Simple activation
THE activation of the service, whether or not for people or for professionals, is completed by him cell app of the Financial institution them, with a quite simple course of. Funds are made solely with the recipient’s cell phone quantity or QR Code scan, through the Financial institution’s cell app.
The affirmation of transactions requires the usage of biometric knowledge (facial or fingerprint) and affirmation of the recipient’s identify earlier than sending. The cash is credited inside 2 seconds to the recipient, who is instantly knowledgeable of the cash switch, in addition to the sender’s particulars.
The three IRIS providers
IRIS Particular person to Particular person: Direct cash switch between people, with out fee (as much as 500 Euro/day).
IRIS Particular person to Enterprise: For cost to particular person companies or freelancers. The prerequisite is the registration of the skilled with an expert checking account. It must be famous that the restrict of 500 euros for the skilled is per shopper and never the full sum of money he can obtain every day.
The shopper isn’t charged for the service, whereas the fee for the skilled is considerably decrease than different cost strategies.
IRIS Commerce: For cost in on-line shops, with out sharing cost particulars with the service provider. The order is accomplished in just a few seconds. On the identical time, there is no such thing as a quantity restrict and no registration is required for the client.
It’s recalled that Regulation 5072/2023 established the duty of freelancers and the self-employed to hyperlink their skilled account to a direct cost system. As, additionally, to just accept rapid cost from any pure one that requests it.
Additionally, pure individuals coping with one other pure individual offering providers (freelancer or self-employed) are entitled to request that cost be made by a direct cost system.
Within the subsequent interval, AADE will proceed with a gradual notification to the obliged unaffiliated freelancers with the intention to full the method inside the deadline.
Lastly, it’s famous that non-acceptance of direct funds, after the top of the deadline, by freelancers and the self-employed leads to administrative wonderful 1,500 euros.
RES-EMP
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