Jakarta, CNBC Indonesia – During the pandemic Covid-19 today, many people are hesitant to set aside money to invest. Deposits are still the main choice compared to instruments investation others.
However, for people who are not affected by Covid-19, whether they are not laid off or not affected by salary cuts at work, now is the right moment to invest.
“The name of the financial crisis does not happen every year, there are 10 years. It’s a rare thing in the long run. It means that if we buy during a crisis our chances of winning are certainly greater than normal time. Because property prices, bonds, stocks are at the level cheaper than usual, “said Young Investor CEO Jason Gozali in the talkshow” Tips for Personal Investment in the Pandemic Period “, Sunday (6/28/2020).
There are a number of instruments that can be used as options. One of them is stock. Several sectors affected by Covid-19 can be considered because the price is below the normal price. However, choosing other types of shares can still be profitable.
“There are two main strategies when buying shares. First, buy shares whose business is not affected. Examples of instant noodles (ICBP issuers), telecommunications companies. We are sure not to go bankrupt because there are many users. Just don’t expect a lot of discounts because it’s safe,” Jason said.
“The two friends were looking for those whose business was truly affected, for example travel, Garuda Indonesia or properties that had lots of malls, prices fell unbelievably. Just choose which assumptions there was no turnover, but the company survived. When they recovered they returned, friends friends can multiply, “he continued.
Not only stocks, there are also other instruments that can be selected. For example bonds or debt securities. The government through the Ministry of Finance (MoF) some time ago also issued Retail Government Securities, namely Retail Government Bonds (ORI) series ORI 017
“If we are conservative type, afraid of price movements, we can go into 017 retail government bonds. The government needs help to overcome the impact of the Covid-19 pandemic. One of them ORI 17 is given an interest of 6.4% a year. Before tax 15%. In my opinion it’s OK for those who are certain. Can it fail to pay? In my opinion it is theoretically possible, but the chances are rather small for a government to fail to pay bonds, “said Jason.
