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In collaboration with JD.ID, AdaKami serves financing of up to Rp. 30 million and installments of up to 12 months. Photo: doc Jd.id
JAKARTA – The interest of the Indonesian people to shop online using installments is getting higher during the pandemic
This happened on the Adakami platform, an online application for peer-to-peer lending (P2P) providers through an unsecured loan facility (KTA) from PT Pemfundan Digital Indonesia.
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Since April 2021, AdaKami has been working with JD.ID as its first marketplace platform.
In the first week of this collaboration with JD.ID, there have been almost 80 thousand applications registered.
AdaKami makes it easy for consumers to shop on the JD.ID platform for categories ranging from mothers and children, daily needs and hobbies, smartphones, and electronic devices, with a limit of up to IDR 30 million and an installment period of up to 12 months.
“In total, AdaKami has disbursed loans of up to Rp5.3 trillion, which was disbursed to more than 6.4 million registered borrowers in 32 provinces. Through this data, we summarize a larger percentage of the use of loan funds allocated for community needs,” said Bernardino M. Vega, Jr., President Director of Adakami.
BPS noted that financing services through fintech used by online shop users continued to increase by more than 4% as of 20201.
In addition, We Are Social also stated that 87% of respondents prefer online shopping for their daily needs and put Indonesia in first place as a country with internet users who like to shop online in 2020.
AdaWe ourselves have recorded an increase in loan disbursements and have distributed nearly IDR 2 trillion in funds in the form of more than 500 thousand transactions in the first quarter of 2021.
Currently, entering the end of the second quarter of 2021, AdaKami has distributed more loans during 2021 compared to the whole of 2020.
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“We see the transition of daily activities to be more digital, especially with the stay-at-home policy. The pandemic has caused changes in new behaviors and habits in society where digitalization continues to develop,” said Sandy Permadi, Chief Financial Officer (CFO) of JD.ID.
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