There are news on Poste Italiane and “its” Interest-bearing bonds. What has been happening in the last few hours.
I good fruiting from Post Italian have returned to the market and seem to be of great interest to Italian citizens and users, who have always been very attentive to savings systems. Especially in times of uncertainty and fear for the future, being able to make a nest egg can become decisive for new generations. In the past they have reserved great surprises for those who have saved up and then find themselves a small safe to draw from after a few years of waiting and some sacrifices. And the fruits were often enjoyed by children and grandchildren. Now Post Italian has made available a new tool which is likely to entice many customers and which represents a novelty compared to previous tools. But something doesn’t seem to come back.
That’s why Poste Italiane could be in trouble
There is an exposition which, however, is of interest to i postal savings bonds. To present it is Adiconsum Sardinia, and it really concerns an alleged misconduct used by Italian post: on the table there would be unfair commercial practices that ended up at the center of the reporting by the authority. How did all this happen? It is the Sardinian savers who have denounced everything and put the Italian Post Office in trouble. L’Antitrust will have the scope to understand if in the placement phase, Poste has “forgotten” to enter the indication of the expiry date or the date of prescription of the securities. Furthermore, it must verify whether the information on the legal risks deriving from the prescription of the securities has been shared by the intermediary. He will also have to check whether he has failed to disclose to customers any vouchers that have lapsed in the last five years. They are the so-called “5 × 5 postal vouchers”.
Interest-bearing bonds, how it works
The effectiveness of postal vouchers is guaranteed State. They are issued by the Cassa Depositi e Prestiti. They are subscribed and reimbursed with a subsidized fee of 12.50 per cent. Interest-bearing bonds can be made out to minors aged up to at 16 years old. In digital form, a subscription can be made in the small and good savings plan project or by parents. They can be subscribed in post offices but also in separate form. Clearly, a responsibility of the parent / guardian is necessary in order to use the booklet of the minor child.
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