Insurers are committed to offering their independent clients the opportunity to extend their guaranteed income coverage until the legal retirement age, namely 66 years from 2025 and 67 years from 2030, Assuralia reported on Wednesday. the Professional Union of Insurance Companies. The commitment is included in a new code of conduct which will apply from January 1.
Guaranteed income coverage protects self-employed people who are more in need of a social security supplement in the event of long-term work incapacity. It usually runs until the age of 60-65. Faced with the societal trend encouraging people to work longer and the increase in the legal retirement age, insurers are committed to extending this coverage, with the customer’s consent.
The code of good conduct provides that insurers themselves will take the initiative of contacting their insured customers before the end of 2026 at the latest. If their contract ends before this deadline, independents can initiate the procedure themselves via the usual channels. , specifies Assuralia.
The insurer’s proposal will not be accompanied by a medical questionnaire or prior examination.
The code of good conduct will apply to each guaranteed income insurance (both as main guarantee and additional guarantee) providing for the payment of an annuity and whose current cover runs at least until the age of 60. It will also apply to individual guaranteed income insurance taken out by salaried workers.
2023-12-27 23:34:23
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