PUNTA CANA, RD.- The Director of Laundering Prevention of the Insurance Superintendency, Eliana Díaz, affirmed that without risk there is no insurance, since insurers are the first calls to comply.
The official made the statement during her participation in the IX CIAFAC Anti-Fraud and Anti-Corruption Congress, which is held in Punta Cana, where she was part of the discussion “Management and Insurance Risk. How the countries of the region are managed ”.
“The insurance exists because there is risk, they can be transferred to an insurer in order to replace the asset, in case of loss. This represents a mitigation mechanism for the economic reduction of the impact… That is why we say that insurance and risk are linked to each other ”, highlighted Díaz.
He said that the Superintendency of Insurance, as a regulatory entity, guarantees the economic and moral solvency of insurers to respond to the requirement of the insured.
The official said that the current administration of the Insurance Superintendency, led by Josefa Castillo, seeks, among other actions, to supply the need for the population to know everything about the world of insurance, and therefore has produced important changes, among which The creation of the ESFOSI Insurance School stands out.
He added that with this initiative it is sought that the insurance intermediary improves his knowledge when advising the client, but that in the same way the citizen can learn about what insurance is and what it is for; as well as to dismantle in the citizenship the confusion between the concepts of insurance and pension funds.
“Many confuse Insurance and AFP, and they are totally different things. Insurance is voluntary, nobody forces you to have it, unless you have a motor vehicle; in which case it is mandatory to have the insurance. While the AFPs are mandatory to contribute to the Social Security System ”, clarified Mrs.
He explained that the school is oriented so that the common citizen and insurance service providers receive courses, workshops and diplomas, especially everything related to the risk and insurance sector.
At the end of his presentation, Díaz pointed out that the User Service Center was recently created to provide information and guide the insurance user, make him aware of his rights, duties, benefits and everything related to the insurance system.
The objective of the congress is to provide practical tools that generate immediate and long-term results in the prevention of illicit acts, fraud and corruption.
In addition, strengthen the foundations and structures of entities, companies and nations through ethics and integrity.
Similarly, identify and effectively manage the risks of cyber-crimes, computer attacks and information leakage, and have comprehensive training, which in a practical way, strengthens entities through values that reduce the high rate of corruption .
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