Insurance eliminates Pedro Sánchez and Yolanda Díaz’s excuse for raising taxes on private health care

Anger in the sector about the agreement between Pedro Sánchez y Yolanda Diaz apply a new tax on private health care. yesterday monday, PSOE y summer they agreed to beat him the exemption from which private health care benefits there Tax on Insurance Premiums.

The two parties included this tax increase in an agreement that included several tax increases, such as VAT on holiday homes, tobacco or “luxury goods.”

The Tax on Insurance Premiums is a state tax that taxes the car, home or death insurance, although it left out private healthcarean exemption that these government partners now want to eliminate.

They demolish the excuse of PSOE and Sumar

This Tuesday, the insurance employer UNESPA showed its opposition to this tax increase. They also refuse the apology of the PSOE and Sumar for its achievement. That private health care does not pay the tax “is a clear backward trend essentially benefiting high-income individuals and families.” justification of the text of the agreement that the partners of the Government have signed.

However, UNESPA does not agree with this justification” because this type of insurance “It is employed by people of all income levels” notes.

More than 12 million insured

According to their data, at the end of 2023, there was private health insurance 12.4 million insured people distributed throughout Spain. That is, one out of every four citizens voluntarily decides to contract this protection. “It’s about him people with very diverse socio-economic profiles that do not consume public health services or do so in a much smaller way, generating cost savings for the Public Health System,” says the insurance employer.

Therefore, It turns out that more than 12 million citizens in Spain are considered “high income” How are PSOE and Sumar aiming? UNESPA answers that Noand shows this by collecting data from the Tax Agency, which is collected by personal income tax payers with income of more than 60,000 euros came to about 1.2 million of people, out of nearly 23 million taxpayers of this tax (5% of the total).

10 million with an income of less than 60,000 euros

Therefore, “if the two figures are put in relation, it is clear that more than 10 million citizens people who get private health insurance cannot be considered high-income people,” UNESPA said.

As we have already published in Free marketing and UNESPA confirms that, if the measure proposed in the PSOE-Sumar agreement is successful, “private health insurance would be subject to this tax at the rate of 8%In this regard, “it should be noted that in most of the Member States of the European Union, such as France, Germany and the Netherlands, IPS is not applied to insurance prices private health takes care of the social work that carries out this type of insurance” they said.

“​​​​A private health insurance tax with IPS of 8% would result in a a reduction in the number of people taking out this type of insurance and, therefore, an increase in the demand for support from the Public Health Service throughout the country. The approval of this measure would therefore have a negative impact on all Spanish citizens,” they warn.

Juan Abarca, president of the IDIS healthcare association, also rejects the new tax for “directly harming private healthcare patients.” In addition, “in discussions” with the speaker for togetherMiriam Nogueras,”We have discovered that this parliamentary group has no intention of supporting this measureand therefore it is reasonable to expect that it will not be approved in the end,” says IDIS.