The insurance company made the decision to throw away the report that was made and start the file over from scratch. “They are backtracking on their decision,” says Mr. Gagné. The first decision not to pay on the part of the insurer is related to the age of the victim, ie less than 21 years old. She doesn’t seem to hold on anymore.
At the request of the Gagné family, the name of the insurance company will not be named in the article. “It is not to our advantage to smear the insurance. We are going to give them a second chance and put the odds on our side,” explains Mr. Gagné.
Remember that this choice was influenced by the traces of alcohol in Alexis’ blood, ie 58 mg of alcohol/100 ml of blood, which is equivalent to 0.05. Alexis had had a single drink at the condo a few hours before the crash. Even if no offense was committed, the simple fact of having a drop of alcohol in the blood on American soil at the age of 18 was enough to refuse the expensive hospitalization costs, according to the company. insurance.
“If it can allow people to be made aware before traveling, that will be it,” underlines Mr. Gagné. The man says he is filled with hope knowing that the insurers have agreed to reassess his son’s file.
“For my part, I will never travel the same way again,” says Dany Gagné, who has accumulated thirty years of experience in traveling without having experienced a similar situation. Alexis’ father had advised his son well before his trip and had clearly explained to him that he should not drink alcohol outside his condo since he was not of legal age in the United States. .
As of this writing, it’s impossible to know the full bill for the eight-day stay in Miami at Memorial Regional Hospital, but the only repatriation to the country completed on July 28 was $50,000.
More details in the paper edition of August 2, 2023
2023-07-31 19:12:29
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