ING is committed to young people with a 100% unsecured mortgage

ING has launched a new one Mortgage aimed at young people up to 35 years of age, providing access to financing of 100% of the value of the home, higher than The Border A typical 80% is applied to most mortgage offers for this group.

The offer is valid for up to 400,000 euros, with a maximum repayment period of 30 years, and is designed to make housing accessible to young people, who often have problems saving their ‘ first hundred percent is necessary to get a traditional mortgage.

Bonuses for energy efficiency and zero extra costs

This new ING mortgage product also includes incentives related to energy efficiency. Buyers of properties with an A or B energy certificate will benefit from a 0.1% reduction in their mortgage interest, while those with a C energy rating will receive a 0.05% discount. In addition, the entity maintains its policy of not charging notary, agency, registration costs, or submitting opening, amendment or subscription fees, as in the rest of the products in its catalog.

Digital processing and personalized advice

The process of contracting this new mortgage can be done entirely digitally, except at the time of signing. ING also offers the support of a personal manager to advise clients throughout the process, regardless of the channel they choose to manage their request.

Commitment to access housing

This initiative contributes to ING’s efforts to facilitate access to housing among young people. In August 2023, the bank joined the “My First Home” program of the Community of Madrid, responsible for one in three mortgages granted under this program, which has already benefited 2,000 people young In total, the entity has signed more than 600 mortgages to help more than 800 young people get their first home.