Another option. Many people prefer money to build the house little by little and as they wish.
It is not necessary to use Infonavit credit to buy a house; It can also be used to design and build according to the owner’s taste and according to his needs with Créditerreno.
Some people would rather buy land, and build a house entirely according to their will; That’s why you have the Crediterreno offer for my home.
With this option, the savings from the housing sub-account can be used, and 35 percent of the financing amount is allowed to buy land and the other 65 percent to be used to build the house.
APPLICATION
To apply for this credit, it is necessary to have a current employment relationship, to have a pre-qualification and an electronic assessment and a survey of the value of the land, not older than six months.
You must authorize a consultation with the Credit Bureau when registering your credit and take the free course “Know more to make a better decision” and be registered in Afore .
The preliminary project and cost estimate must be delivered to the nearest Infonavit Service Center (Cesi). The funding amount for the construction of the home will be delivered in three parts, depending on the progress of the work.
IN THE PAST
Infonavit recently announced an option to send independent workers at some point to Infonavit who have savings in the housing sub-account, because they can use that money to buy a house.
The Institute clarified that these savings are not lost and can be used to pay down a bank mortgage or to buy a house, whether it is new or existing.
This financing scheme requires approval from the bank; then Infonavit will provide up to 30 percent of the authorized amount. The option is called Infonavit Account + Bank Credit, and to process it you must have savings in the housing sub-account.
It can be verified through the My Infonavit Account application or on the Institute’s page in the “My Savings” section.
2024-11-10 15:18:00
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