To prevent debts and monthly payments from continuing to grow each year, 243,000 workers in Jalisco can access the restructuring schemes for your Infonavit credits to change them from times minimum wages to pesos.
This practically represents half of the total loans that the Entity has (473 thousand), due to the fact that restrictions were lifted that they had to be beneficiaries of the Shared Responsibility Program, reports Ramón Gómez Armentia, delegate of the organization.
“They may have a decrease in their principal balance. They will already know the month and the year in which they will finish paying that credit. What’s more, the monthly payments will be fixed”.
Since 2019, when this program was launched, only 16,880 Jalisco residents have been able to receive this benefit, which prevents the debt from rising due to increases in inflation and prevent monthly payments from becoming higher.
How to restructure my credit?
The delegate emphasizes that those interested must register in My Infonavit Account (micuenta.infonavit.org.mx) to review all the information on this digital platform, which will be enabled again from next May to facilitate the process and avoid going to the offices several times.
“Alone workers must open it. No one else should have the passwords or the emails in that Infonavit account.”
For workers who have a credit and are in arrears, they will be able to carry out the restructuring on the platform.
The restructuring approved in Jalisco will allow savings of more than three billion pesos.
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