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INFONAVIT Financing Options: Lowest Interest Rates in the Mortgage Market

The Institute of the National Housing Fund for Workers (INFONAVIT) has different financing options with the lowest interest rates in the mortgage market.

Therefore, for those who wish to purchase a house or make improvements to their home, it is necessary to “pre-qualify yourself to know if you have the necessary points to obtain your financing in My Infonavit Account for free and without intermediaries.”

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It is important to mention that the loans can be used to acquire an existing home, buy land, buy land and build a home, make improvements or repairs to the home, without affecting the structure of the home, build on the home or land and to pay a bank mortgage.

Once you have chosen the financing that best suits your needs, the first thing to do is prequalify yourself in My Infonavit Account (micuenta.infonavit.org.mx) to find out if the points to process the credit are met and what the amount of the loan you will receive will be.

You just have to follow these simple steps:

  • In My Infonavit Account (micuenta.infonavit.org.mx) capture your Social Security Number, password and enter the code to access your information
  • Select “I want a loan” and choose “Prequalification and points”
  • Select the type of financing you wish to acquire
  • It will ask you for authorization to consult your credit history before the Credit Information Companies (Credit Bureau)
  • Consider that when authorizing said consultation, the amount of credit authorized by Infonavit could be higher
  • If you have the necessary points, you will be able to see the amount of credit that could be granted to you and the amount that your employer will deduct monthly via payroll to pay your credit.
  • If you do not have enough points, the system will tell you the reasons.
  • Don’t forget that one of the requirements to request your credit is to take the “Know more to decide better” course, which you can also take from the comfort of your home or office, through My Infonavit Account (micuenta.infonavit.org.mx)
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    2024-01-07 16:23:24
    #Infonavit #offers #interest #rates

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