Getting a house not only means securing a new living space, but it also provides stability for your family.
By: Andrés Manuel Contreras Alaniz
If you are a formal worker, you are contributing to the Mexican Social Security Institute, and you have plans to acquire your own home in 2024 through the Institute of the National Housing Fund for Workers (Infonavit), it is crucial that you know the benefits that await you from 2024.
Getting a house not only means securing a new living space, but also Provide stability for your family and allows you to build a heritage.
Despite the current challenges in home acquisition, the Infonavit offers advantages both for those who want to obtain a mortgage loan and for those who already have one.
It is essential to remember that the Infonavit establishes requirements to grant mortgage loans, and achieving the minimum score is essential. This score not only depends on the worker, but also on the company in which he works, considering aspects such as compliance with tax obligations and employee rotation.
BENEFITS FROM 2024
According to him Infonavitthose workers who changed their debt of times minimum wages (VSM) to pesos with Shared Responsibility will be able to access various benefits:
- Fixed payments and balances during the remaining life of the loan.
- Fixed interest rate, varying between 1 and 10.45 percent.
- Access to rewards programs, such as an Early Settlement discount, if you meet the requirements.
- Your employer and extraordinary contributions will go directly to the debt and not to the interest.
- Certainty of when you will finish the payment with the new monthly payment.
ADDITIONAL BENEFITS
It is important to note that the additional benefits will vary depending on financial conditions specific to your credit.
You can check if you are eligible for discounts on your credit balance by going to My Infonavit Accountin the program tab.
2023-12-31 22:37:56
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