More and more Poles are able to save, and the number of indebted households is also growing. The main cause of inflation – more and more dangerous for household budgets.
The group of households that are now able to accumulate savings is decreasing. According to the latest edition of the consumer finance market survey conducted by ZPF and IRG SGH, only slightly more than 40% of Poles manage to do so, and compared to last year, this percentage decreased by 16 pp. Inflation is the dominant factor that affects the lack of saving capacity. As many as 23% of respondents are currently on the so-called minus – reduces savings or becomes indebted.
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The last survey of the ZPF and IRG SGH consumer finance market in Q1 2022 shows that the percentage of households declaring the ability to save decreased. Currently, it is about 41% of respondents, while before the quarter it was about 48% and a year ago as much as 57%. Among them, 37% “save a little” (compared to approx. 44% in the previous survey and approx. 51% in the previous year), and only approx. 4% save a lot.
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