People’s Bank of China: At the end of August, the balance of inclusive small and micro loans reached 27.8 trillion yuan, and the growth rate has remained above 20% for three consecutive years.
The reporter learned on September 27 that at the end of August this year, the balance of inclusive small and micro loans in my country reached 27.8 trillion yuan, with the growth rate remaining above 20% for three consecutive years; the number of inclusive small and micro credit households reached 60.25 million.
Liu Guoqiang, deputy governor of the People’s Bank of China, said at the 2023 China Inclusive Finance International Forum that day that the quality of inclusive finance is an important indicator of the quality of financial development. Over the years, the financial system has taken multiple measures to develop inclusive finance and achieved positive results. The coverage of financial services has continued to expand, availability has been effectively improved, and costs have been continuously reduced.
According to reports, at present, the coverage rate of bank outlets in townships reaches 98%, and the village-level coverage rate of basic payment services exceeds 99%. In August this year, the weighted average interest rate of newly issued inclusive small and micro enterprise loans was 4.48%, a decrease of 1.7 percentage points from the end of 2018.
Liu Guoqiang said that promoting the high-quality development of inclusive finance is a systematic project. We must adhere to a problem-oriented approach, strengthen systemic thinking, and give full play to the synergy of the “several companies” policy. At present, it is necessary to strengthen financial support for private small and micro enterprises to increase confidence and vitality for operating entities; to consolidate the foundation of agricultural-related financial services and comprehensively promote rural revitalization and the construction of an agricultural power; to strengthen digital technology empowerment and promote the expansion and efficiency of inclusive finance; Strengthen the protection of the rights and interests of financial consumers and focus on the safe development of inclusive finance. (Reporters Li Yanxia and Wu Yu)
2023-09-28 01:54:08
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