There is no peace for house bonuses that have actually entered a decidedly hectic phase.
Home bonuses were a reboot tool for the construction sector during the acute phase of the covid.
Initially they were highly appreciated by everyone but then the criticalities of an instrument began to emerge from access certainly too easy.
The new legislation frightens the banks
4.4 billion euros of fraud emerged on the various bonuses and the Government he began to be very suspicious of this tool. But now the construction sites seriously risk stopping and many have actually already stopped. The problem is precisely the difficulty of the sale of the credit.
But as we will see, it is not the only one. When the Government had imposed a stop on the assignment of credits Italian post he had even stopped the portal for the assignment of credits. With the new legislation, the sale seemed to be restarted but in reality this was only an appearance. In fact, the new government legislation that provides for a transfer of credits with a maximum number of three then raised to 4 in reality it is too complex and exposes you to too great risks.
The construction sites stop
The consequence is that Poste Italiane, Unicredit Intesa Sanpaolo and more have become extremely reluctant to accept the assignment of receivables resulting from the bonus. Therefore, construction sites are now overburdened by an exaggerated amount of bureaucratic tasks and in addition also by the fear of controls that are becoming increasingly harsh and stringent. The doubt of remaining with the credit in hand and not being able to sell it then it is stopping a lot of construction sites. There is a risk that the entire construction sector will suffer a strong backlash and the umpteenth revision of the legislation is being called for.
The risk for the construction sector
However, not everyone is convinced that a revision of the legislation can restart the bonus. In fact, many fear that they will continually rewrite the bonus rules it only risks making everything more and more complicated and convoluted. Obviously, from the world of construction there is always the hope that the assignment of credits will become easy again but the banks have become too much suspicious and they no longer want to accept bad debts so as not to be involved in checks and sanctions that would be just a huge headache.
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