When canceling a bank deposit, it is important to keep in mind that the intermediate cancellation rate applies, not the contracted rate. The interest rate for deposits in commercial banks, which is 1% a year, is also applied in the middle of the break in the middle and drops to 0.1~0.2% a year. Still, in addition to the ultra-low interest rate, interest rates cannot be expected. If you want a product that allows you to get the contracted interest rate even if you cancel in the middle, you can sign up for a savings bank intermediate cancellation deposit product. It is evaluated that it is a product suitable for short-term fund management amid the recent stock market boom. It is a bonus that you can receive higher interest rates than commercial banks.
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ʻA savings bank with a high interest rate even if canceled in the middle
Sangsangin Savings Bank announced that the’BangBangBang Parking Passbook 369 Term Deposit’ product exceeded 86 billion in 9 days of launch. This product was released on the 1st as a product exclusively for’Bang Bang Bang’ application (app). Even if it is a fixed deposit, it provides an interest rate of 1.6% before tax even if you leave it for just one day. Depending on the deposit period, the rate is 1.7% per year for 3 months or longer, 1.8% per year for 6 months or longer, and 1.9% per year for 9 months or longer.
Sangsangin Savings Bank is also holding a gift certificate payment event to commemorate the launch of the product. Shinsegae Mobile Gift Certificates of 10,000 won will be paid to customers who have subscribed to the product through the app and who deposit 5 million won or more and keep it for more than 1 month. It is not possible to apply for multiple applications with one account per person, and it will be automatically terminated when the limit of 202.1 billion won is exhausted.
– OK Savings Bank’s’Intermediate Termination OK Term Deposit 369′ is a variable-rate deposit product with no loss of intermediate termination. You can sign up from a minimum of 100,000 won to a maximum of 3 billion won, and individuals can receive an annual interest rate of 1.6%. Interest rates are subject to a 3-month variable rate. NH Savings Bank’s “Good Term Deposit for Intermediate Termination” provides an annual interest rate of 1.5%.
`If you want to deposit and withdraw from time to time, you can also sign up for a savings bank parking passbook.
If you want to freely deposit and withdraw funds from time to time without signing up for a deposit, you can also sign up for a parking account. The savings bank parking passbook, despite being a deposit and withdrawal passbook, has emerged as a popular savings bank product by offering high interest rates.
Futuristic white circles– Pepper Savings Bank’s recently launched’Peperlulu Parking Passbook’ is a deposit and withdrawal passbook product that provides 2% annually up to deposits of 3 million won or less. It is a product that provides an annual interest rate of 1.5% from 3 million won and can deposit up to 200 million won. The basic interest rate of KB Savings Bank’s’Kiwi Deposit and Withdrawal Passbook’ provides an annual interest rate of 1.3% up to 50 million won. If the amount exceeds 50 million won, an annual interest rate of 0.2% is applied. Here, if there is a record of using the’KB Kookmin Kiwi Bank Check Card’, 0.2% points will be given preferential treatment, providing up to 1.5% annual interest rate up to 1 million won.
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