I am separated and I want to buy 50% of the apartment from my ex, how should I do it?

I have separated from my partner and our apartment is 50%. My share is mortgaged, but yours is not. What should I do to buy 50%?

The method, in this case, performs the finish the condominium You would have three possible options:

1.- Identify sales between the co-owners,

2.- Transfer both installments to a third party o

3.- Donationthese jobs are subject to their respective fees.

If the first option was chosen for one of the co-owners to receive their undivided half of the home from the other, it would fit. check mortgage conditions depending on the loan capital, interest rate and bank before you consider extending the mortgage or asking for a second one, depending on the conditions.

Without specifying this information, it is very difficult to assess this issue. Regarding the process costsin addition to the fees that may apply depending on the option chosen (ITP, capital gains, donation tax…) Notary and registration costs, among others, had to be met.

For example, article 1455 of the Civil Code provides that the seller willunless otherwise agreed, who he will be responsible for notary feesdepending on the customer to accept the results from the first copy of the deed and the subsequent ones.

In addition to the above, it would be necessary to pay attention to the IRPFdepending on the operation chosen, the price or value of the property, and other matters about which we have no information.

* Álvaro Fernández Baerta lawyer of Follow-up lawyers.