- Drivers drove an average of 11,085 kilometers in 2022 – two percent less than in 2021
- 16 percent less contribution with an annual mileage of 12,000 km instead of 16,000 km
- 300 CHECK24 experts provide advice on all questions relating to motor vehicle insurance
The Annual mileage has a major impact on the premium of car insurance. When taking out car insurance, customers indicate how many kilometers they expect to drive. The following applies: the greater the mileage, the higher the insurance premium because the risk of damage increases.
Due to increased home office, the average annual mileage of CHECK24 customers has recently declined. Last year they gave an annual mileage of
11,085 kilometers. That is two percent less than in 2021.
Many insurers reimburse excess premiums paid if you report the reduced mileage in good time before the end of the contract year. In the CHECK24 car insurance comparison, customers can find such tariffs with the filter “fair mileage regulation”.
“Three quarters of all tariffs at CHECK24 include the so-called fair mileage regulation without extra charge”says Michael Roloff, Managing Director of Motor Vehicle Insurance at CHECK24. “Consumers can use this to have overpaid contributions reimbursed if they have driven fewer kilometers in their car than originally stated.”
16 percent less contribution with an annual mileage of 12,000 km instead of 16,000 km
Consumers who drive 12,000 kilometers a year by car pay an average of 16.3 percent less for fully comprehensive insurance than customers who drive 16,000 kilometers.1
If you exceed the mileage, you must report it to the insurer
Drivers who have driven more kilometers than they indicated when concluding their insurance contract should report this to the insurer. If customers provide incorrect information, there may be a contractual penalty, reduction or even the rejection of insurance benefits.
300 CHECK24 experts provide advice on all aspects of vehicle insurance
More than 300 CHECK24 insurance experts will advise you personally by phone or email on all questions relating to motor vehicle insurance. In addition, CHECK24 customers are supported around the clock by our chatbot in many service matters. Customers can manage their insurance contracts in their personal insurance center – regardless of who they concluded them with. You benefit from automatic price and service checks and can thus optimize your insurance cover and save at the same time.
1Sample calculations for all insurance policies available in the car insurance comparison: change of insurance on January 1st, 2023, man (45 years old), married, no children in the household, employee, VW Golf VII 1.0 TSi (HSN: 0603, TSN: BVV), first registration: February 2020 , Acquisition & owner registration: August 2021, cash purchase, use: only private (incl. commuting to work), vehicle user: policyholder, no residential property, road (public), ADAC, liability (SF 20) and comprehensive insurance (SF 20) with 300 euros SB incl .Partially comprehensive with 150 euros SB, workshop choice: all tariffs, annual contribution payment method, first car, owner: policyholder, no points, 06114 Halle; Calculations in November 2022
About CHECK24 GmbH
About CHECK24
CHECK24 is Germany’s largest comparison portal. The free online comparison of numerous providers creates consistent transparency and customers often save several hundred euros by switching. You can choose from over 300 car insurance tariffs, over 1,000 electricity and over 850 gas providers, more than 300 banks and credit brokers, over 350 telecommunications providers for DSL and mobile communications, over 10,000 affiliated shops for electronics, household goods and car tires, more than 300 car rental companies, over 1,000,000 accommodations, more than 700 airlines, over 75 package tour operators and service providers from around 70 categories have the right offer for you. The use of the CHECK24 comparison calculator and personal customer advice seven days a week is free for consumers. CHECK24 receives remuneration from the providers. The C24 Bank also belongs to the CHECK24 Group. CHECK24 has its headquarters in Munich and is represented at many other locations in Germany.
CHECK24 supports EU quality criteria for comparison portals
Consumer protection is the top priority for CHECK24. CHECK24 is therefore actively involved in enforcing uniform European quality criteria for comparison portals. The catalog of principles of the EU Commission “Key Principles for Comparison Tools” contains nine recommendations for objectivity and transparency, which CHECK24 fulfills in all points – including rankings, market coverage, data currency, customer reviews, user-friendliness and customer service.
