How you can minimize your risks with tailor-made insurance | impulses

Good insurance is an important competitive factor for companies. After all, even seemingly small damage can have major economic consequences. Since every industry has its own specific risks, AXA offers companies the opportunity to put together their own insurance package from different products. With industry-specific know-how, AXA takes all relevant risks into account and consistently avoids unnecessary coverage. The modular principle promises flexibility. Modularity is an important part of our modern age: from our furniture to computers to building houses, the modular principle has firmly established itself in all areas of life. There are several advantages in favor of modular systems: All processes and components can be optimized individually, and package solutions become cheaper by using predefined units. Above all, however, the modular principle offers great flexibility: you only select what you need, leave out anything superfluous and get a product that best suits your ideas and needs. Why shouldn’t this thoroughly modern approach be applied to insurance coverage for companies? Because one thing is clear: whether trade or craft, whether gastronomy or the freelance professions – every industry has to deal with very specific risks. The best protection would therefore not be an “off-the-shelf” solution, but rather individually tailored protection made up of various components and necessary or desired extensions. What is needed are insurers with industry-specific know-how who offer coverage for the really relevant risks. AXA offers protection according to plan, as individual as your own company. Essential policies such as liability, contents or building insurance can be insured as needed, and AXA offers a wide range of options for additional protection. Liability insurance: useful for every company In their private life, almost everyone has liability insurance – and for good reason, because it provides comprehensive protection against claims for damages from third parties. Liability insurance is just as important for companies and freelancers. The policy covers risks arising from operational activities or products delivered. Contents insurance: for intact business equipment In your own home, household contents insurance protects the value of the furnishings. This also makes sense for companies: AXA’s contents insurance protects the interior design and equipment of offices and business premises. The following dangers can be covered: fire, storm/hail, burglary/robbery, tap water, glass breakage, natural damage (e.g. earthquake or landslide), flood/backwater. Coverage for malicious or unforeseeable damage can also be included. In addition, the insurance cover can be individually supplemented with several modules. Building insurance: indispensable for owners Building insurance is indispensable for private homeowners, and companies should not forget to protect their own properties. AXA’s building insurance covers comparable risks (fire, tap water, storm/hail, etc.) as contents insurance, but with a focus on damage to the building shell. Individual additions are also possible. Further hedging as required In addition, companies at AXA benefit from further hedging options. Find out now about individual company protection according to plan. Find out more here

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