Reaching the milestones for your city is one of the main tasks in Cities: Skylines II, but it can eat up almost all of your money and budget since infrastructures and services are not available for free. If you have a similar problem with your city building and want to complete it, you may want to take a loan to achieve the goals.
In this guide we will explain how to take out a loan in Cities: Skylines II.
How to take a loan in cities: Skylines II
If you are short on cash, you can take out a loan to finance the expansion of your city. It can give you the opportunity to realize your dreams and give residents the life they have ever dreamed of. To take out a loan in Cities: Skylines II, follow the steps below.
- Select “City Economy” from the main bar on the right side of the screen to view the total budget, monthly expenses and income.
- Change the tab to “Loans.”
- Use the slider to increase the amount you want to borrow. The starting loan limit is 250,000 at the start of the game and increases as you reach more milestones.
- After selecting a loan amount, select the “Accept” option to receive the loan.
It is easy to get a loan, but it also has an interest rate factor that corresponds to the amount of the loan borrowed. Borrowing a high amount has a higher interest rate and borrowing a low amount has a lower interest rate. Each month, a certain amount of interest and loan is deducted from your monthly income until the entire loan is paid off.
You can lower the interest rate by placing a town hall or a central bank in the city. However, these infrastructures are unlocked by reaching a higher milestone level.
2023-10-31 19:17:53
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