Prequalify yourself to find out if you have the necessary points to obtain your financing in My Infonavit Account for free and without intermediaries.
At the beginning of the year, get the home you want from Infonavit; Whether you want to buy a home or make improvements to your home to make it look like new, the Institute has different financing options for you, with the lowest interest rates in the mortgage market.
Remember that now Infonavit not only lends you to buy a new home. You can also get a credit for:
Acquire an existing home.
Buy land.
Buy land and build your home
Make improvements or repairs in your home, without affecting the structure of your home.
Build in your home or land.
Pay a bank mortgage.
Once you have chosen the financing that best suits your needs, the first thing you should do is prequalify yourself in My Infonavit Account (micuenta.infonavit.org.mx) to know if you meet the points to process your credit and what it will be. the amount of the loan you will receive.
Follow these simple steps:
In My Infonavit Account (micuenta.infonavit.org.mx) capture your Social Security Number, password and enter the code to access your information.
Select “I want a loan” and choose “Prequalification and points”.
Select the type of financing you wish to acquire.
It will ask you for authorization to consult your credit history before the Credit Information Companies (Credit Bureau).
Consider that by authorizing this consultation, the amount of credit authorized by Infonavit could be higher.
If you have the necessary points, you will be able to see the amount of credit that could be granted to you and the amount that your employer will deduct monthly via payroll to pay your credit.
If you do not have enough points, the system will tell you the reasons.
Don’t forget that one of the requirements to request your credit is to take the course “Know more to decide better”, which you can also take from the comfort of your home or office, through My Infonavit Account (micuenta.infonavit.org.mx ).
Don’t forget that, if you decide to buy a new or existing home, you can pool your financing with another person, without having to be married, thanks to Unamos Créditos. This way they will receive a higher credit amount and will be able to buy a house with a larger and better location.
And, if for some reason you stopped contributing to Infonavit, but you have savings in your Housing Subaccount, don’t worry because in Infonavit you will also find credit options for you, such as Infonavit Account + Bank Credit and MejOraSí.
Join the Socio Infonavit community and enjoy exclusive discounts and benefits. You only need your Social Security Number (SSN) and your My Infonavit Account password. Download the application or register today at app.socioinfonavit.com.
Learn everything you need to know about Infonavit credits, procedures and services, in a simple and clear way at infonavitfacil.mx.
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2024-01-02 17:49:31
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