“How to Pay on iPhone without Apple Pay: Alternatives and the European Antimonopoly Investigation”

Although Europe has already entered into force digital markets law, which prohibits Apple from using its privileged position in relation to iOS, it is expected that it should only affect app stores. In any case, just like that, it will immediately be possible to count only on the appearance of alternative sources of software, but not on analogues of Apple Pay. However, European politicians are determined to eliminate this flaw by obliging the Cupertino company to allow third-party contactless payment services on the iPhone, and if they succeed, most likely, the same will happen in Russia.

⚡️ПОДПИСЫВАЙСЯ НА НАШ ЧАТ В ТЕЛЕГРАМЕ, ТАМ ТЕБЕ ОТВЕТЯТ НА ЛЮБЫЕ ВОПРОСЫ ПО ТЕХНИКЕ APPLE

How to pay on iPhone without Apple Pay

Right now, European Union regulators are looking into conditions Apple Pay works and are looking for ways to force Apple to stop monopolizing the contactless payment market on iOS. According to Reutersa deep dive into the topic is necessary for the authorities in order to prevent the Cupertino company from taking advantage of loopholes in the legislation, but to analyze in advance all the possibilities for avoiding responsibility and preventing the emergence of alternative payment services on iPhone.

While Apple Pay remains the only service on iOS that allows pay with iPhone, Apple has something to counter the European antimonopoly. In Cupertino did not agree with the accusations of the authorities in the monopolization of the sphere of contactless payments, since the iPhone has several payment services for purchases from a smartphone. You will laugh, but as an example alternatives to Apple Pay The company provided the following payment instruments:

• PayPal
• Whoops
• MobilePay
• Swish
• Payconiq

⚡️ПОДПИШИСЬ НА ТЕЛЕГРАМ-КАНАЛ СУНДУК АЛИБАБЫ И ПОКУПАЙ ТОЛЬКО ТОПОВЫЕ ТОВАРЫ С АЛИЭКСПРЕСС

You probably never even heard of these payment services, except perhaps PayPal. However, Apple seriously considers them – at least the company takes this position – alternatives to Apple Pay. Cupertino explained that these tools allow you to pay for purchases both on the Internet and in offline stores, such as the same MobilePay, as well as transfer money between user accounts. Therefore, according to the company’s lawyers, to argue that there is no variety of payment services on iOS is at least stupid, and at most illegal.

Payment services on iPhone

In general, the logic of the company is clear. She tries to make it clear that the technology of making a payment is not as important as the fact of the transaction itself. And the services cited by Apple really allow you to transfer money between individuals and legal entities and pay in stores. In this sense, a very good example would be Russian SBPwhich allows you to transfer money without commission and pay for purchases using a QR code. SberPay and SBPey can also be attributed there, which even allows you to pay via NFC, albeit in a slightly unusual way for Apple users.

In general, no matter how strange it may sound, the existence of such services can become a problem on the way of implementation. analogues of Apple Pay. After all, the available tools allow you to pay. So, if you follow the letter of the law, Apple does not restrict them in any way. And by what technology these transactions are carried out, the tenth thing. “Do you want checkers or go?” Apple lawyers may ask in court. But, apparently, Europeans have little interest in the ability to conduct transactions as such. Their goal is to make the company open NFC in iPhone.

⚡️ПОДПИСЫВАЙСЯ НА НАШ КАНАЛ В ДЗЕНЕ И ЧИТАЙ ЛУЧШИЕ СТАТЬИ НАШИХ АВТОРОВ, ПОКА ЕЩЁ МОЖНО

If you look, then the European antimonopolists have at least one significant argument in favor of allowing third-party payment services use NFC in Apple smartphones. It lies in the undemanding nature of the near-field module to the Internet connection. If PayPal, SBP and the same SberPay simply cannot work in the absence of access to the network, then Apple Pay does not matter at all. In some cases, it even allows you to pay if the smartphone itself is turned off, not to mention the presence of a cellular signal.

Will Mir Pay come to iPhone?

It would seem that SberPay is SberPay, but what does Russia have to do with it? And despite the fact that the decision of the European authorities on this issue will depend on the emergence analogues of Apple Pay on iOS with us, and with them World Pay for iPhone. After all, if the relevant act is adopted in the EU, then it will be adopted in our country. Just last month, the Ministry of Digital Development announced that it plans to introduce a law similar to the European law on digital markets. It will allow the Russian authorities to require Apple to allow alternative app stores. But since payment services do not appear in it, an additional legislative or at least a by-law will have to be adopted for them.

Most likely, there will be no problems with accepting it in Russia. In the end, such a law will be aimed at the well-being of ordinary citizens who have been deprived of the opportunity to pay with iPhoneto which they have long been accustomed. Another question is whether Apple will comply with this rule? Something tells me what will happen.

⚡️ПОДПИШИСЬ НА ТЕЛЕГРАМ-КАНАЛ ТЕХНОКОТ. ЭТО АГРЕГАТОР ЛУЧШИХ СТАТЕЙ, НОВОСТЕЙ И ИНСТРУКЦИЙ ПО ВЕРСИИ РЕДАКЦИИ APPLEINSIDER.RU. ТЕБЕ ПОНРАВИТСЯ

First, because it’s just a global trend. Today, many countries around the world are preparing the necessary legislative framework to oblige the company to remove the old restrictions. Secondly, as we can see, the Russian market is still important for Apple. So important that she is still ready to endure certain losses, just not to leave him completely. And if that means making concessions that it is already making in the rest of the world, then why not do so in order to retain a market of 17 million square kilometers.