The payment of Credit cards is usually increased when incorporating the cost of the interests. So that you do not worry, it is possible to reduce to 0% the Interest rate in your bank accounts. So you can get it.
According to the record of the Bank of Mexico3 out of 10 credit card users pay 100% of the total debt on their bank accounts month after month. Actions such as paying the minimum, being late in your payments, or accumulating many purchases for months without interest can affect your finances.
Many users of Credit cards They are in difficult situations, because instead of reducing their debt, they are accumulating more and more due to the high interest they handle, which ends up affecting their pocketbook.
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Before, it is necessary that you know that credit cards are a way in which the bank makes you a loan of money, with interest, which you must pay monthly. It is not an extra money, but an obligation that must be taken responsibly and covered by the bank.
How not to pay interest on my credit card?
Credit cards can give you up to 50 days to pay, without the need to give a single weight of interest, but for this, you have to be smart and use the cards responsibly.
From the cut-off date of your card period, you have 20 days to pay it off, still on time, until the day that is indicated as the payment deadline. If you miss this, the interest will accumulate due to the late payment.
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In this period of 21 days, the user has the opportunity to cover his credit. To pay a 0% interest rate, you must pay all of your consumption in the period.
How do you do that? There is the total debt, which is the one that is owed from the accumulated of all the months, in this it includes purchases to months without interest, credits, dispositions and withdrawals. You can make that payment; or, to settle the total consumption of the period. In other words, the figure that is indicated as payment so as not to generate interest.
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