Most people have taken out some form of private insurance at some point in their lives – on impulse, after an accident or because someone advised them to do so. There are six contracts on average, mostly neatly filed in an insurance folder. And then forget. doesn’t matter Unfortunately yes. “In the worst case scenario, this can mean financial ruin for you,” says Elke Weidenbach, who has been an insurance expert at the North Rhine-Westphalia consumer advice center for 21 years. It therefore recommends that all consumers carry out an insurance check. How the works and other tips to get better