Tomorrow on King’s Day we will be flocking to the free market again for bargains, games and something to sew. But how do we calculate these days? Despite payment apps, cash is still indispensable.
Older people and young people in particular still often use cash, according to recently published research by the Dutch Payments Association and De Nederlandsche Bank. This will be no different on King’s Day, says Berend Jan Beugel of the Dutch Payments Association.
Children without a telephone and bank app are dependent on coins and bills. If Beugel has to make a rough estimate, he thinks that half of all payments are made in cash.
For those who do have the digital means, it is becoming increasingly easier to spend money. The payment app Tikkie already accounted for 1 million euros in transactions on King’s Day last year and will also be indispensable this year.
It doesn’t necessarily have to be Tikkie. “Many consumer banks now have a similar payment function in their app,” says Beugel. People can create a payment request there if they have closed a deal.
Printing QR code saves hassle
Sellers can also create, print and hang up a QR code in advance. Customers then only need to scan the printout. That in turn saves actions on the telephone when sales are busy.
There are two types of QR code: with and without a fixed amount. Those who work with fixed prices, such as the grab bag, can print a QR code with a fixed price. Anyone who sells different items on the rug can opt for an open QR code. Then the buyer enters an amount himself.
If you do not want to work with a payment request, but also do not have cash, you can transfer money on the spot. Then the seller must show an IBAN number, which is more inconvenient on the open market. The money will then be in the seller’s account within a few seconds.
Practicing at home prevents fraud
Does it still feel exciting to bank online with strangers? Beugel reassures: “Fraudsters cannot do much with IBAN numbers alone.”
There are apps that make it look like the buyer has paid, when that is not the case. Beugel sees this type of fraud especially looming with expensive purchases on, for example, Marktplaats. “I don’t expect this to play a role in the flea market.”
He does recommend practicing at home, by transferring something to a roommate, for example. “If you know how it works, you’re less likely to be cheated.” On the site of iDEAL it is also possible to practice with a QR code.
For those who do not want or cannot spend money at all, there is of course also such a thing as bartering. Start the day with a sugar cube and try to get the best possible loot while trading.
2023-04-26 11:10:38
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