Mexico City /
Si hYou have received an extra payment or an unexpected bonus, this is an excellent opportunity to apply advance payments on your mortgage loan. In the case of having a mortgage loan with the Instituto del National Fund for Housing for Workers (Infonavit), this entity offers you the possibility of making advance payments and here we will explain how to do it.
Remember that in Infonavit no penalties or commissions apply for additional payments, so it is a great opportunity to reduce your debt.
Benefits of paying your Infonavit credit in advance
According to the official information from the Infonavit portal, these are the main benefits of making advance payments on your mortgage loan:
- catch you up: If you have late payments, you can regularize your situation.
- capital payments: If you are up to date with your payments, advance payments will be applied directly to the principal of the debt, and not to interest.
- debt reduction: By making advance payments, you can significantly reduce the amount of your debt.
- Faster payment and less interest: By reducing the debt, you also shorten the payment term and pay less interest over the total time of your credit.
How and where to make advance payments to your Infonavit credit?
Infonavit offers four alternatives to make advance payments on your mortgage loan:
bank window
Go to the bank of your choice and make a deposit using the CLABE and the corresponding reference numbers. You can find this information on the official Infonavit portal in the section “Beneficiaries > I have a credit > Payments”. Keep the proof of payment.
Electronic transfer
Access your Online Banking and provide the key account and the corresponding reference number. You can also find this information on the portal of Infonavit. In the “Concept” section, enter your credit number to 10 digits and choose the deposit amount. Remember to save the proof of payment.
Authorized establishments and platforms: Go to an authorized establishment, whose lists you can consult on the Infonavit portal in the section “Beneficiaries > I have a credit > Payments“. Provide your credit number to the cashier and make the deposit. The minimum amount is 50 pesos and no commission is charged for this service.
My Infonavit Account
Enter My Infonavit Account through the link provided (https://micuenta.infonavit.org.mx/). Make the payment using your credit or debit card (except American Express).
You can make up to three payments a month with any Visa or MasterCard card, with a limit of 30 thousand pesos for each payment and a maximum total of 90 thousand pesos. Furthermore, in My Infonavit Account You can check the status of your account and obtain detailed information about your credit, such as the monthly payment, the balance of the debt and the debts of previous months.
2023-05-28 20:49:08
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