:quality(75)/cloudfront-us-east-1.images.arcpublishing.com/elcomercio/CYP56JJBMVBI5ILSKTR2QW5J3Q.jpg "How to know if my deceased relative had any insurance | Apeseg | Peru | nnda-nnlt | YOUR MONEY")
Updated on 05/31/2021 06:50 pm
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Your spouse, partner or a close relative died and you do not know if they had any type of insurance And if you are the beneficiary, here we explain where you need to go, how to carry out the procedure and how long the disbursement is made.
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Eduardo Chávez de Piérola, legal manager of the Peruvian Association of Insurance Companies (Apeseg), explained that, last July, in the context of a pandemic caused by the COVID-19 and with the aim of streamlining procedures for any cause of death, the platform “Safe Heir ”.
“It is a very powerful tool that allows people to enter a request and receive a response in record time. This has made it possible to identify heirs in 56 percent of the 10,000 applications received, which gives economic relief in the midst of the pain, ”he mentioned.
HOW DO I KNOW IF I AM AN INSURANCE HEIR?
- Enter the Apeseg website: www.apeseg.org.pe
- Enter the Services section and enter Secure Heir. OR CLICK HERE
- Enter the DNI number of the deceased and the date of death.
- Enter the security code.
- Then you must fill in personal data and your email.
The procedure is free.
WHEN DO YOU ANSWER ME?
After filling in the data, you must be informed within a maximum period of 6 business days if your deceased relative had or did not have current private insurance and with which insurance company he / she contracted. If it appears that they did have a policy, they offer the details and procedures to make it effective.
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IN HOW LONG DOES THE INSURANCE DISBURSEMENT?
Eduardo Chávez de Piérola, legal manager of the Peruvian Association of Insurance Companies (Apeseg), explained that, depending on the insurance, and once all the documents have been delivered, the disbursement should be made in less than 72 hours, regardless of the amount.
IS THERE A DEADLINE TO CLAIM THE POLICY?
People have 10 years to collect, through an insurance company, the policy for the death of their loved one as soon as they know the existence of the benefits.
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