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How to handle a car crash and insurance issues in Argentina: Expert advice

April 11, 2024 – 18:00 By Claudio Serra

And Cars crash It is an experience that no one wants to go through, which can be complicated if there are human victims, and it gets worse if, beyond the extent of the damage, one of the vehicles does not have insurance or has expired.

“If there are injuries in the accident, the first thing is to address the situation“But never run away, because it is a crime of abandonment of a person,” the lawyer told Channel 4. Cesar Leraand clarified that when there are no injuries, the civil issue comes into play.

“You have to cool your head and first take the details of the driver who hit yousuch as the green card, general data, the National Identity Document (DNI) number and insurance of the person involved,” he said, and stressed that if there are witnesses, the data must be requested for an eventual judicial lawsuit.

The specialist said that If the person who caused the crash does not have insurance, a police report must be made within 48 hours detailing what the situation was like and the details of those involved. “In case the person who crashed has nothing, the document letter arrives.”

Lera said that In the event of insolvency of the person responsible for the crash, it usually happens that they do not respond and a civil trial begins. for damages. “You can go against all the assets you have, and if you have nothing, the trial will be won, but there will be no where to collect.”

The importance of exposure in the Police

The lawyer said that with the police presentation the facts are established. “If the person has insurance, there is no need to file a police report.”, but he stressed that it must be done at both of their insurance companies, within 72 hours. “If the other person’s insurance company doesn’t receive the complaint, they won’t want to respond,” she explained.

Car crash (illustrative photo)

Car crash (illustrative photo)

“If we were hit and we don’t have insurance and we are not at fault, we can still claim for payment of damages.”, Lera pointed out. “When we crash and we do not have insurance, the best option is to talk and reach an agreement with the other party, because a trial generates more costs, which is why an extrajudicial settlement through an agreement is better, and if it is with a lawyer , better”, he closed.

Documentation to travel by car

The mandatory documents to drive in Argentina are several and we may need them in the city and when we go out on the road. He DAYS It is crucial to prove identity to the control authorities or to third parties if accidents occur.

The banknote, whether green or blue, is mandatory like a driver’s license. In both cases, they must not be expired documents and be up to date. Also the VTV o RTO made and the wafer that certifies it has to be stuck on the front windshield of the car.

You must add to the list of documents the car insurancesince it is illegal to drive without it and a minimum coverage must be contracted to be able to circulate on the streets, it must be up to date, in full force and without late payments.

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2024-04-12 09:05:07
#hit #car #insurance #expired #insurance

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