2023-12-14 19:15 Lianhe News Network Comprehensive Report If you are unable to measure your own financial situation when using credit cards for consumption abroad, you may become a card slave. Schematic diagram/ingimage
It is difficult for many people to go abroad and they will buy endlessly along the way. However, they should pay attention to whether the expenditure exceeds their ability, so as not to affect their future economic life. A female netizen revealed that she went abroad to Japan for the first time after the epidemic. She originally thought that her budget was sufficient, but when she visited a drug store, she found that her credit card had been maxed out. Fortunately, with the support of her friends, she successfully passed the trip.
A female netizen posted a message on the 13thDcardHe posted that he had not been abroad for almost four years. Since the outbreak of the epidemic at the end of 2019, he had endured it until December this year before he decided to go abroad to appreciate the maple leaves in Kyoto, Japan. She originally wanted to pay for the flight and alcohol expenses, as well as travel insurance and inconvenience insurance in Taiwan by swiping a card first. The remaining expenses were just for shopping and entertainment in Japan. After all the calculations, she still had about 80,000 left. Regarding expenses, I feel that the current budget is very sufficient.
The female netizen went on to say that she didn’t expect that she had just been to Japan for a few days, and when she visited the second drug store, she found that the card could not be swiped, and she also received a text message from the bank that the card limit was insufficient. She admitted that she underestimated the situation in which she would keep swiping her credit card, but she was thankful that her friend borrowed 30,000 yen (approximately NT$6,634) in advance and was able to make it through the entire trip smoothly. A female netizen asked everyone how to avoid the same situation happening again, “I think I should increase the temporary credit card limit when going abroad in the future? Or should I exchange more cash for better security?”
In response to this, other netizens pointed out the consumption problem, “You just don’t know how to control your spending, don’t think too much”, “You should review your own consumption habits first, but if your original monthly income is 100,000, Pretend I didn’t say anything else.” “Consumption control is not good. You should be lucky that the limit is not high, otherwise you will have to pay off debts in the next few years.” “I don’t understand why you need to buy so much at once. What I say is that you buy what is necessary and needed. , and I don’t have to carry so many things home at once, because I prefer to go slowly and enjoy myself when I go abroad. When I return to Taiwan, I find that I haven’t bought anything, and there is a reason to go abroad again.”
Some people also suggested, “If you can still afford it, just increase the limit.” “In addition to increasing the limit, you can also open a password for overseas withdrawals on your own ATM card in case of emergency. If it is a country that you frequently visit, of course you can add more. To exchange some cash, the main thing is to have a good grasp of your personal budget.”
Japan credit card limit
Further reading
#woman #years #Japan #maxed #yuan #emergency #website #dumbfounded #thankful #amount #high
2023-12-14 11:15:49
