From Tuesday, the government gradually disconnects the emergency devices put in place to keep the companies most affected by the crisis caused by the Covid-19 on a drip. The idea of the executive is that these devices are gradually disappearing. The amount will therefore gradually decrease until the end of August. A new assessment will then be established to see if we can definitively withdraw the infusion. At the same time as this reduction in aid, the government is proposing to support companies in this way out of the crisis.
For traders, restaurateurs, industrialists in difficulty, even on the verge of bankruptcy, there is now a one-stop-shop, a telephone number: 0 806 000 245. At the end of the line, an adviser directs you to help from emergency set up.
Cash advances, exceptional loans or debt repayment
There will be no massive debt cancellations, but if a business is deemed viable, cash advances or exceptional loans may be offered, as may debt staggering with an accelerated procedure for businesses under ten. employees. The leitmotif is therefore to find solutions on a case-by-case basis.
Tuesday morning, Bruno Le Maire, the Minister of the Economy, presented an innovative device to detect companies in difficulty. “We are going to set up a completely new system, using the technical means at our disposal, including algorithms and artificial intelligence, to identify as early as possible the difficulties of each of these companies, from the smallest to less than ten employees up to the large mid-sized company. “
“For the first time, all the most sensitive data available to the general management of the company, the general management of public finances, the Urssaf, the Banque de France, will be collected together, merged and crossed to allow us to identify the as soon as possible the situation of companies in difficulty “, he added, specifying that” no other country does it in the world “.
Data matching, algorithms and artificial intelligence
This device targets, according to the executive, business leaders who will not call themselves the famous telephone number set up, those who do not want to see that they are in difficulty or those who do not dare not ask for help. The idea is to go find them, to reach out to them, to tell them that there are solutions.
The government is counting on cross-checking the data and therefore identifying these companies this summer. Once again, these aids will not be “magic”, since the companies will have to reimburse them. But they will allow them to be supported on a strategy to get their heads out of the water.
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