Legal obligations regarding home insurance vary depending on whether you are a landlord or a tenant. The costs fluctuate according to the geographical position, the type of accommodation, the value of the property, the guarantees desired by the insured. There are different types of home insurance. To find the best company, the one that best suits your needs, is to opt for an online comparator.
Is home insurance mandatory?
Tenant or landlord, the law does not provide for the same obligations. As a tenant, no questions to ask, since 1989 it is mandatory. A certificate must also be delivered to the landlord so that he can draw up the lease. If you are a landlord, the law does not oblige you to insure yourself, however, it is strongly recommended to opt for a contract for various reasons, to protect your civil liability, to guarantee your assets against accidents.
Depending on the profile of the inhabitant, landlord, tenant, co-owner, the home insurance contract will not be the same. The purpose of home insurance is to compensate people who are victims of a disaster in their home, water damage, theft.
Are you looking for home insurance?
The online comparator is the indispensable tool for finding the best offers on the market, the contract that best suits your profile. Home insurance covers you for natural disasters, burglary, water damage, acts of terrorism, vandalism. The price of a contract can vary greatly from simple to double. The contracts offered vary from ten euros to more than twenty euros per month. Different criteria are taken into account to calculate the price of home insurance, the profile of the insured, his seniority, the location of the property, its characteristics, the use of the accommodation, the declared value of the property , the presence or absence of valuables. All increases must be communicated to the insured.
You can lower the price of your home insurance by competing by getting different quotes from different companies. The average price of home insurance in France is between 216 and 380 euros per year. It is essential before entering into a new contract to be well informed about the different options available in the market. The online comparator will make your life much easier.
