Here are the highest figures ever offered by Poste Italiane: secure your savings and earn immediately.
The strong inflation brought the classic postal savings bonds back into fashion. They are savings instruments guaranteed by the Deposit and loan fund and disbursed by Poste Italiane. Their strong point is the safety because the savings are guaranteed by the state but their returns have never been stellar.
Currently the interest is going up due of inflation and it is important to understand how much a family can expect to receive by betting on one of these vouchers. If you have savings and you intend to keep them from being eroded by inflation, you can choose one of these tools a short or long term which guarantee a more interesting gain than in the past.
Interesting yields and practical examples
Italian post is clear on timing and returns. The money with postal savings bonds is always available and can be done to redeem even before the deadline. If you need money right away, you will only receive accrued interest until that moment and not those initially promised which would have been paid only in case of maintenance without ransom.
The best current yields on postal savings bonds are paid by buono 4×4 and from good three years plus. Even the good inheritance solution It’s very interesting. The four-by-four interest-bearing voucher lasts 16 years and you get 1.5% after four years, 2% after 8 years, 2.25% after 12 years and the 3% after 16 years.
The concrete figures you can receive
By investing 50.000 euro in the Good 4×4, you will have €52,600 after 4 years. The figure rises to 57,150 euros at 8 years and a 63,400 euros after 12 years. At maturity (16 years) the figure reaches 76,450 euros. The three-year plus voucher lasts only three years. It pays 1.5% for each annuity. If you invest 50,000 euros after three years you will have them in your account 52.000 euro . An instrument that today comes a lot used from Poste Italiane customers is the legacy solution voucher.
This savings tool lasts 4 years and offers a gross annual yield of 3%. In this case if you invest 50,000 euros at maturity if they will have 54,500. The alternative to postal savings bonds are the treasury bills which offer more attractive returns but also subject to more constraints stringent about the ransom. This is why Italians tend to prefer Poste Italiane products. However, it is important to remember that with inflation at 11% these instruments cannot be considered as one royal defence against inflation but only as a potential and partial refreshment.
