In Mexicomost of the employees who belong to the formal system, have legal benefits that allow them to contribute their working weeks and access a home loan with the Institute of the National Workers’ Housing Fund (Infonavit), however, workers must meet certain requirements to purchase a home.
One of the requirements requested by the Infonavit is to have the number of points requested to be able to acquire a home loanthe Institute asks the employees a sum of 1080 pointsHowever, there are different criteria that qualify the employee and with which they can add up to the total requested by the dependency.
Thus, if you have said score, you can access a credit from Infonavit to acquire a home or landbuild a property, as well as remodel it or make arrangements.
How much do I have to work to collect 1080 Infonavit points?
In order to gather the 1080 points necessary of a Infonavit credit The time that must be worked has not been determined, since it can be between nine months to about five yearsand that is because the score is modified according to several factors, which are the following:
- Age and salary.
- Quote time.
- Amount of money saved in the Housing Subaccount.
- If you have a temporary or permanent contract.
- That the employer is complying in a timely manner with the contribution to the Infonavit account of the employee.
- Turn of the company in which you work.
- Have a good credit history.
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If you are an employee who contributes to request a home loan before Infonavit and you are interested in knowing the points you already have, you need to enter the page My Infonavit Accountwhere you can fill out a form that requires your data as CURP, Social Security Number (NSS) and RFCto share your information.
