When you have one credit card and you get used to it, you can look for its different facilities to buy products. To get the most out of your purchases and pay less interest with your cards, we tell you how.
Remember that before contracting a loan you should review the terms, because there it is stipulated how much interest you are going to pay. If you sign without seeing, you can affect your finances if you also do not organize to settle the debt. These tips will help you get organized.
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Pay on time or in advance
While more soon you pay, the less interest you will pay. That is why it is better that you pay before your statement arrives and you earn interest. Arrange your time and resources before payment, such as after the fortnight. even if it is not a court date. This so as not to forget to pay.
You prefer to pay less time
Small fertilizers are a trap so that in deadlines of several months already dropper pay a lot plus than you could have bought in cash. If you stop paying and let the interest grow, the debt skyrockets.
Pay online
Online payments allow you get ahead of you to interest, because you pay when you want. Just remember not to pay the mere day of court and after business hours, because your payment will be recorded as if you had made it the next day. And with that you would pay more interest.
Check if the bank has promotions
You have options such as consolidating your debts, if you have several, or ask if they have promotions to pay with less interest. This depends on your bank, so the ideal is to ask.
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