Klix, the solution created under the umbrella of Citadele, is currently available in more than 600 online stores in Latvia, Lithuania and Estonia. Payment with Klix is available in such e-commerce giants as airBaltic, RD Electronics, Pasažieru vilciens, Mobilly, K-Senukai, 1a.lv, as well as in a large number of niche stores such as Jahonts, Mēnes aptieka and in many others.
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Klix is a Swiss Army knife type solution that provides everything necessary for an e-shop with one integration – card payments, payments with an Internet bank link, split payment, or installment, as well as fast payment. For example, to provide customers with payments with Internet banking links of the most popular banks, the e-store only needs one Klix integration. Klix Multilink is a payment initiation solution that provides the buyer with the opportunity to pay for a product or service in an online store by initiating a transfer from their bank account without using a payment card. Klix Pay, on the other hand, provides the opportunity to make a payment with the Klix app for customers who have created a Klix account. The function also provides for the usual card payments for unregistered users. The benefit for those who register as Klix users is the possibility to use the simplified payment process in all e-shops where Klix is integrated.
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Klix integration in the online store has to be done only once and the installation process can be done almost immediately if the e-store uses one of the big e-commerce platforms. By implementing the solution, in the future, the store visitor will see the text “payment with Klix” when paying for the purchase, which, depending on the range of Klix functions in the specific online store, provides the possibility to pay with any payment card, the most popular internet banks in the Baltics or divide the payment into several monthly payments.
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In e-commerce, the popularity of the “buy now, pay later” or installment solution is increasing
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If the entrepreneur produces the product sold on the Internet himself, then the production always starts after receiving the payment. However, this weeds out a large number of customers because, depending on the product or service, the customer may not always be able to pay for the entire purchase at once. For example, if the customer orders a new set of kitchen furniture, then the craftsman will start production only after receiving the payment. Therefore, the way of shopping, where the customer buys the product immediately with the “buy now, pay later” solution, is becoming more and more popular. With Klix Pay Later the customer buys a product or service, indicating that he will pay in installments, but the merchant receives the full payment and begins the fulfillment of the order. This is beneficial for the merchant and speeds up the entire shopping process.
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Use all Klix payment solutions in your online store with one installation:
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- Klix Pay – card payments (Visa, Mastercard) and purchase confirmation by simply entering a phone number – for already registered Klix users
- MultiLink internet bank payments – a solution that allows you to provide payments with the internet banks of all major Baltic banks with a single integration
- Klix Pay Later – online loan application tool (lenders – Citadele Bank, Vizia, Lateko)
- Klix Quick Checkout – payment by confirming the purchase in the Klix.app app where the customer has already added his payment card
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Learn more about Klix https://klix.app/.
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