Jakarta –
House Ownership Credit (KPR) consultant Andry Harianja, who is also a financial planning expert, revealed that house prices never rise every year. This fact is seen from the point of view of gold investment.
“This is a cognitive bias for marketing traps,” Andry said at the d’Mentor detikcom event, Thursday (12/23/2022)
Andry explained that the rise in house prices was viewed from the perspective of the rupee exchange rate. The fall in the value of the rupee has caused a rise in house prices.
“An example is this: if we look at it from the rupee’s point of view, house prices are rising, why? As the exchange rate of the rupee is getting lower and lower, we can compare it with the dollar. Previously, the price of the dollar was 8 thousand, now it is 15 thousand, what does that mean, in the sense that the rupee exchange rate has gone down, so when we buy a house we need more rupees to buy a house,” he said
According to Andry, what real estate marketing does to manipulate buyers. So they immediately bought the house.
“The thing is, house prices don’t go up or aren’t as bad as Monday’s house prices go up, how come every Monday home prices go up?” he said.
Andry said that buying a house from the point of view of gold investment. House prices have not risen, but have stagnated at that price.
“House prices are rising because we look at it from a rupee perspective, but if we look at it from a gold or investment perspective, house prices are just stagnant because this investment vehicle can achieve one of the easiest examples of gold. If we buy a house with gold in 2000, is 500 grams (gold) enough? Now, can you buy the same house for 500 grams of gold? You can. There is a 500 million house now There is. In 2000 the price of gold was only 80 thousand, now the price of gold is already one million,” he concluded.
Also check out the full chat from D’Mentor: Mortgage Drama
(ed/ed)
