Home taxes 2025: triple problem on sales, rent and donations, a nightmare for many, here’s the news! – News.com

2025 promises to be a difficult year for those who own or want to buy a home. The new version provides significant increase in various taxes related to the hometouching owners, buyers and tenants. This “triple trick” comes at a time when Italian companies need to “catch up” with Europe, and the government is committed to reshaping the cadastral income and align them with European prices, according to EU Commission guidelines. But what does it mean in concrete terms for those who own, rent or sell property?

The increase in cadastral income: what does it mean for owners

One of the most stressful aspects for real estate owners is definitely the remodeling of cadastral income. For years in Italy the cadastral values, which are the basis for the calculation of many house taxes, have been decidedly lower than the European average. This, according to the government, makes a necessary update that takes into account not only inflation but also government interventions renew e energy efficiency.

Therefore, if you have improved your home with interventions related to building bonuses, such as the 110% Superbonus, expect an increase in the cadastral value. This renewal will automatically result in an increase in fees, including the fear IMU on second homes, calculated according to the cadastral income. Codacons immediately raised the alarm, describing the situation as a “fiscal jungle that is in danger of becoming unsustainable”.

Taxes on sales: take into account capital gains

Anyone buying or selling a home in 2025 will face a number of taxes that could further increase the burden of the purchase. Registration fee, VAT, mortgage and land registry tax These are just some of the fees that should be taken into account when shopping. But that’s not all: one of the most discussed points is the capital gains taxapplied to those who sell a property within five years of purchase and make a profit.

This tax, which now applies to arate 26% on capital gains, has become one of the heaviest for those considering or selling in the short term. The rule affects those who sell within five years of their purchase, and the goal is to prevent buying and selling for quick investment purposes. For example, if you buy an apartment for 200,000 euros and you resell it within five years for 300,000 euros, you will have to pay 26% ​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​​ An important effect, which may lead many to reconsider the time of sale.

Rent: from rent to Irpef, what are the changes for landlords and tenants

Also the market rent suffer from this troublesome stroke. Owners who choose to rent can choose between dry coupon e Irpef on rental income. The dry coupon provides afixed rate of 21% on the annual rent, an option often preferred by landlords due to the simplicity of the calculation. However, with the new rules, even those who rent have to consider registration fees, stamp duty and further bureaucratic costs.

With a rate of 21%, the dry tax rate looks advantageous at first glance, but the increase in land registry income could push many owners to adjust their rent to compensate for the increase in taxes. This means that, indirectly, also the tenants they would see their costs grow.

IMU: increase in second homes and additional properties

As for the infamous IMUthe new cadastral income does not make it more expensive, especially for those who have more than one house. Of course, the IMU does not apply to the first home, but the second and third buildings, as well as the buildings that are used for other uses, are heavily weighted. The amount to be paid is strictly linked to the cadastral income, so if this increases, the tax will also increase.

With the 2025 renewal, a further increase is therefore expected for those with additional homes, especially if these have benefited from improvements that have increased their value. Even in this case, the goal is to change to the European market, but the citizens will pay the costs again.

The waste tax: an additional item in the total bill

Finally, among the taxes related to property ownership we find the waste tax (TARI), which although not aimed at buying or selling real estate, represents a fixed cost for each owner or tenant. The TARI is calculated according to the surface of the property and the number of inhabitants, so an increase in cadastral income could indirectly lead to an increase in this front as well, especially for larger homes or those located in areas with higher population density.

Shadow for those who invest in real estate

As a result of these new developments, 2025 promises to be a difficult year for those who own, sell or rent a home. The growing tax pressure leads to reflection: how best to manage real estate in a context where every activity – from purchase to simple ownership – is accompanied by taxes that getting higher and higher?