This year 2023, home insurance will increase by 5%according the Assurland comparator. Intended to protect the family patrimony (housing and furniture) of a responsible household or victim of a claim, home insurance is not immune to inflation. This year their average annual price drops from 216 euros in 2022 to 227 euros. However, from region to region, prices vary considerably. What about you?
Increase in home insurance: what are the causes?
“To explain this almost general increase in prices, two main culprits are identified. First of all, an increase in burglaries in France (11% on average, 41% in Brittany)”, analyzes the comparator Assurland. Indeed, in 2022, there were on average 5.8 burglaries per 1,000 homes In France.
“Secondly, the climatic disasters suffered by the territory are also responsible for this price increase“, adds the comparator. According to a study by the French Insurance Federation, France Insurers, the cost of climatic claims could double over the next 30 years. Enough to reach 143 billion euros cumulatively between 2020 and 2050an increase of 93%.
Video of the day
No region is spared from rising prices, excluding Île-de-France. The latter recorded a stable evolution of its prices with even a very slight decrease of 0.25%. Find out in the slideshow below how much home insurance prices have increased this year according to your region.
2023-07-07 23:18:23
#Home #insurance #pay
