Home » Business » Home insurance against atmospheric events – Forbes Advisor Italia

Home insurance against atmospheric events – Forbes Advisor Italia

The range of home insurance against weather events is very broad.

Among the first options that can be taken into consideration we find insurance New life home without borders. Among the optional guarantees that can be activated we also find the one dedicated to atmospheric events.

The company covers material and direct damage to insured property caused by atmospheric events such as hurricanes, storms, storms, wind and objects dragged by it, tornadoes and hail, including that which hits fragile objects. Coverage also extends to damage caused by falling roof tiles, chimneys and trees, provided that these items have been properly cared for and maintained.

The weather event home insurance policy from Prima Casa e Famiglia offers coverage against a wide range of natural events, such as water damage caused by rain, damage to sheets and windows caused by hail, damage caused by objects carried by the wind, collapses due to snow overload, damage following falls of trees.

However, it does not cover extreme situations such as earthquakes, landslides, floods, flooding, and volcanic eruptions.

The Zurich Connect Home policy includes coverage for weather events, including hurricanes, storms, tornadoes and hail, as long as the damage results from violent events that damage multiple properties in the area. The coverage also applies to internal damage caused by leaks through damaged roofs or walls.

With theMulti-risk insurance for individuals and families from Reale Mutua you have the possibility of insuring yourself, upon payment of an additional premium, against atmospheric events. The product insures material and direct damage to insured assets caused by wind and hail, wetting following rain penetrated due to injuries caused by wind and hail, total or partial collapse of the building due to snow overload.

Also very interesting is theMulti-risk home insurance Of Gentel. The policy covers damage caused by flooding due to the formation of streams or external accumulation of water following atmospheric events, damage from floods and violent and devastating inundations, and damage caused by earthquakes. Also included are damage caused by hail, wind or wind-borne objects, as well as damage due to fire, explosions and blasts resulting from floods, floods, floods or earthquakes. Coverage also includes damage caused by lightning, lightning strikes and snow overload, as well as damage from sewer overflows following floods and inundations.

The policy Quixa Home & Family covers damage to premises and contents caused by atmospheric events such as wind, hail, snow and storms, including damage due to overloading of snow and rainwater, provided that these events do not result from more serious phenomena such as floods or tsunamis. However, damage resulting from floods, inundations, storm surges, tsunamis, volcanic eruptions and landslides are excluded, as are those caused by infiltrations due to waterproofing defects, humidity, dripping, exudation and the rise in the level of the aquifer.

To find out more, we refer you to our guide on the best online home insurance, where you can consult the complete list of options we have listed, viewing the pros and cons of each option.

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