In July 2022, banking institutions granted serious estate loans with a overall value of PLN 3 billion 991 million, according to data from the Polish National Bank. This outcome is even worse on each a every month and yearly foundation. A calendar year ago, this amounted to PLN 7 billion 868 million.
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For comparison, in June of this 12 months. banks granted home finance loan financial loans for a full price of PLN 4 853 million.
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In full, from January to July this calendar year, the benefit of loans granted for household home was PLN 37 183 million. For comparison, in the exact same interval last 12 months it was PLN 47 504 million.
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In accordance to the central financial institution, the normal desire level on new Polish zloty contracts, excluding renegotiated contracts, was in July this calendar year. 8.8 per cent A yr previously, it was 2.9 %.
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Consumer Loans
The National Financial institution of Poland also documented that the price of consumer loans granted in July fell to PLN 638 million from PLN 6 billion and 287 million in June. The value of these loans granted from January to July amounted to PLN 41 284 million. A yr previously, in the exact time period, it was PLN 41 383 million.
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The regular interest charge on new client financial loans rose to 11.2 %. from 10.8 for every cent in June. A yr previously, in July, the desire price was 6.6%.
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