Home building podcast #150 – Building interest rates are falling – your chance?

The 150th episode of our house building podcast is all about the current development of building interest rates. After rising in recent years, interest rates are now moving in your favor again. You can find out what this means for you as prospective builders and what the predictions are for the coming months in our anniversary programme.

In terms of construction financing, 2024 has already brought positive developments: Interest rate cuts by the European Central Bank (ECB) have led to construction interest rates dropping significantly.

This positive development could continue into 2025. Ideally, this should give you as a prospective builder more freedom when it comes to financing your dream property.

But what is really behind the building interest? We will address this question in detail in the 150th episode. We explain how they will affect your monthly payments, the terms of the loan and the total cost of your financing.

Even small differences in interest rates can have a big impact. So it’s worth keeping a close eye on the market to find the perfect time to finance your property.

Not only are the current interest rate conditions attractive for financing new homes, but they also offer opportunities to refinance existing loans. This gives you financial flexibility and maybe even the opportunity to build a bigger house or have more spacious furniture.

In this program you will also find out which financing programs you can use to make your financing even easier. This is about the “Home Ownership for Families” loan and the “Environmentally Friendly New Building” program.

5 learnings from the program about raising interest

1. The ECB’s current interest rate cuts are making real estate financing more attractive.
2. Even small differences in interest rates can make a big difference in your monthly payments.
3. Lower interest rates offer the opportunity to refinance existing loans on better terms.
4. Programs such as WEF and “Green New Construction” can facilitate funding.
5. More equity usually leads to a better loan situation.

Here you will find the program on the development of interest rates for construction

Are you excited to listen to the current episode? Then click on the play button of the integrated podcast player at the top or use one of the common platforms on which the BauMentor podcast is represented.

Here’s a small selection of where you can find the building interest episode and all previous episodes of our home building podcast:

View notes for the interest building program

Property interest plays an important role in financing your own home, but of course there are other ways you can finance your dream of owning your own home. We already gave you tips on this in the current episode, but we only touched on some topics briefly.

Be sure to check out the following list with more tips on raising interest, funding and even cost traps:

At this point it’s time to say Thank you again. Thank you for supporting our podcast so actively over the last 150 episodes – whether it’s by listening, rating it on the various platforms or through your feedback.