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Natural disasters put people’s lives and assets at risk.
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The culture of prevention and foresight seeks to avoid harm or reduce consequences.
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An insurance policy on a property is the instrument that helps you protect it.
We have witnessed natural disasters that have put the lives and assets of thousands of people at risk, both in Mexico and in other countries.
That is why we must reflect on the culture of prevention and foresight that we have as a society in general and each one in particular individually or as a family.
Prevention seeks to avoid harm or, at least, reduce its consequences.
The forecast aims to prepare to respond to the damage suffered, which has not been prevented, that is, to generate funds that will make it possible to face the losses suffered.
Raising awareness that we are vulnerable to personal and material risks, adopting new behaviors and a responsible and respectful attitude aimed at protecting our lives and that of others is a fundamental part of the culture of prevention.
Related Notes:
Tips for making a good choice of an apartment
Analyze these details well before buying a used property
Know the percentage you must save to buy a house
Contracting life insurance, medical expenses, and that protect our assets – home, cars, businesses – is essential in terms of forecasting.
Now, while some insurances can be easily contracted according to their commercial value, as with cars, others are more complex.
Knowing the real value of the asset to be insured, through an appraisal, allows estimating the value of a property or business in a given context and time.
Insurance appraisals determine the cost invested to calculate an insurance policy on a property and usually excludes the value of the soil and foundation.
The insurance industry in Mexico offers coverage for the risk of earthquakes and other natural disasters through damage insurance.
Hiring it contemplates the protection of the home and can cover both the infrastructure and what is inside.
Building coverage, which refers to the physical structure of the home, includes roofs, windows, above-ground fixtures, water services, air conditioning, drainage, and electrical power.
As for the interior of the property, what is generally covered is movable property such as appliances, dining rooms, living rooms, bedrooms, kitchens, utensils, bathrooms, clothing, jewelry, art objects, sports equipment and toys.
Additionally, it is possible to include in the insurance contract “extraordinary expenses” that are generated as a result of damage to the insured property, such as moving and / or renting a home during the reconstruction stage.
If you find yourself in need of renting a home during the reconstruction phase of your home, in RE/MAX you can find offers that suit you.
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