High interest rates are regularly updated daily, and another room has 5% Hang Seng for 3 months to increase to 4% This week, the bank will temporarily raise interest rates by 5% - Hong Kong Economic Times - Management finance - Interest Rate Raiders

This website updates time deposit information plus real-time for you every day. Since November, almost all banks have adjusted the annual interest rate on fixed deposits Earlier this week, 4 banks immediately raised interest rates. CCB Asia has reached the 5% threshold, but the entry threshold is quite high; CNCBI increased the annual interest rate of some deposit periods by 0.2%, up to 4.8%, and the entry threshold is low; Bank of Communications Hong Kong raised the 12 month term to 4.7%, raising interest rates for two consecutive weeks; The Public Bank also raised interest rates for two consecutive weeks, up to a maximum of 4.6%; Is the interest rate adjustment a short-term adjustment or is the rate hike expected to peak and act first? The details are as follows︰

Banks that adjusted interest rates on time deposits in November (partial)

CCB reaches the 5% level.

CCB Asia has an annual interest rate of 5% for 12 months, also increased to 4.8% for 3 months, but the threshold is high and must be a new “VIP Elite” and “VIP Wealth Management” client and opened with new funds in Hong Kong dollars. Wealth management accounts require a minimum average daily balance of HKD 5 million and HKD 1 million. If you are already a “VIP Elite” or “VIP Wealth Management” customer, you need at least RMB 5 million (opened in a branch) or RMB 8 million to get 4.9% for 12 months.

The CNCB threshold of 4.8% is low

CNCBI increased the 12-month regular rate to 4.8% and the 6-month and 3-month rates are also 4.7 and 4.6% respectively. The entry threshold is low and only 10,000 yuan of new funds.

4.9% East Asian new customers need to deposit 500,000 yuan

Bank of East Asia has launched a new promotion: the 12-month fixed annual interest rate for the first 500,000 yuan of “SuperiorGold” new customers reaches 4.9%, earning 24,500 yuan a year. The 6-month and 3-month terms also have an annual interest rate of 4.7% and 4.5% respectively.

China Merchants Wing Lung 4.7% need to deposit 5 million and 24 months

China Merchants Wing Lung has increased the deposit interest to a maximum of 4.7%, but must deposit at least 5 million yuan and 24 months, and the conditions are not low. The 12-month term will be increased to a maximum of 4.6%, and the initial deposit is also 5 million yuan. However, if the admission fee for the aforementioned deposit period is only 10,000 yuan or 500,000 yuan, it will be 4.4% and 4.6%, respectively, which is not bad.

Chong Hing Big Hand raises interest rate to 4.6% for 6 months

Among the above-mentioned banks, it is worth mentioning that Chong Hing raised the interest rate aggressively this month to 4.6% in 6 months, which is considered a relatively high level in the industry; in 3 months, it increased from above 3% to 4.1%.

Furong’s 6-month virtual silver of 4.28% is the highest

In a series of moves by virtual banks, Furong Bank raised the regular six-month rate to 4.28%, removed the 500,000 yuan deposit requirement, and changed it to no minimum deposit amount. And 4.28% is the highest annual interest rate among the 6-month fixed term virtual silver.

Virtual banks steal deposits, the more they take, the longer they will last. Following Huili, livi bank also launched a 24-month deposit period with an annual interest rate of 4.5% ten thousand yuan.

Ping An OneConnect Bank also launched a discount for new customers, up to 5.5%, temporarily the highest in the city, see[I margini regolari sono buoni – 5% di articoli】

Questa settimana molte banche virtuali hanno aumentato i loro interessi sui depositi, ad eccezione di PAOB, livi e Furong, anche Airstar Bank, che ha meno aggiustamenti, ha aumentato i loro interessi sui depositi, con un massimo del 4,2% per un periodo di deposito di 12 mesi. Dopo che anche Tianxing è aumentato oltre il 4%, la maggior parte delle banche è ora al livello del 4-5%.

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