Here are all the operations and choices for the current account that allow you to save even more than 100 euros a year

Many bank customers in Italy pay more than 100 euros annually for a current account. Between fixed costs, if there is a monthly fee to be paid, and variable costs which are generally proportional to the number of operations carried out.

In the past, thanks also to online current accounts, costs had really come down. And even with less than 50 euros a year, including stamp duty, everyone could keep a checking account without passing out.

Unfortunately, however, in recent years the trend has been that of increases also for online current accounts which generally should be the cheapest ones. So let’s see what to do and, above all, what to avoid so that a current account holder can save even more than 100 euros every year.

Here are all the operations and choices for the current account that allow you to save even more than 100 euros a year

In detail, and first of all, for the choice of the best current account we start from the one with zero fee. Also because, among these products, there will certainly be a solid bank that offers a product in line with one’s needs. In this way the account holder will have the certainty of having a current account with a fixed annual cost of zero euros.

Having said that, here are all the operations and choices that allow you to save for the current account. Also because when the account is free of charge, the bank generally applies costs for individual operations that are higher than for package current accounts.

How to cut costs for your account: from bank transfers to the choice of credit card, passing through the ATM

To cut annual costs for your account, first of all, you need to stay away from the branch. In fact, at the counter with an operator, current account operations are increasingly expensive compared to operations via the web with home banking. Also, pay attention to the credit card linked to the account. Which can include a high annual membership fee.

And in this case it is better to opt for a rechargeable card with a zero fee IBAN. Attention also to the ATM, which is always good to share with family members. For example with the partner as banks generally apply costs for the release of the second ATM. Stay away, finally, well give it ATMs of other banks. As almost always commissions are triggered for withdrawing money.

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