From 2021 health care services could cost 29% less than normal. This is due to some regulatory changes introduced by the government in recent months and which will have the “merit” of lightening the health care costs that Italians sustain every year. Obviously, there will be conditions to be met, but nothing too complex: it will be sufficient to pay with a credit or debit card, and the medical tests or specialist visits will cost a third less than the initial cost.
State cashback and deductions: discount on health care costs
After the experiment conducted in recent weeks, to leave from 2021 the state cashback will be “institutionalized” and will be recognized for all expenses made by credit card, debit card or other recognized payment system (such as Satispay, for example). In fact, there are (almost) no limits to purchases or expenses that entitle you to a refund of 10%. Among these are therefore fully entitled even those sustained in specialist medical offices and pharmacies for visits, medical analyzes and the purchase of medicines.
To the state cashback then add up the “usual” tax deductions of 19%, recognized for the part exceeding the amount of 129.11 euros. That is, you can enjoy an additional discount on health care costs (in the form of a deduction from the tax return) on the difference between the total spent and the deductible of 129.11 euros. All this, regardless of the service you use: from the expenses for the dentist to the visits to the gastroenterologist, passing through the purchase of ointments and hand disinfectant gels at the pharmacy.
How to save 29% on healthcare costs
As already mentioned, the only condition to be met for get a 29% discount on healthcare costs is to pay by credit card or debit card. In this way it will be possible to have the 10% cashback credited to the IO app and beyond.
Payment with traceable systems (such as credit cards or debit cards), in fact, is one of the prerequisites for enjoying tax deductions on healthcare expenses. As is known, in fact, only healthcare expenses incurred with traceable systems will be included in the pre-filled income tax return of 2021. That is, credit card, bank transfer or postal payment.
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