Hanwha Insurance will sell its new product ‘Hanwha Signature Women’s Health Insurance 3.0 Non-Dividend’ from November 1.
Hanwha Insurance, which has been strengthening coverage of women’s diseases in insurance-specific areas through the existing Signature Women’s Health Insurance (1.0, 2.0), is providing insurance coverage for mental diseases that were not covered in depth by insurance through this new product, ‘Hanwha Signature Women’s Health Insurance 3.0’. The scope of coverage has been expanded to areas of high interest among women, including the scar treatment area that can be covered.
In particular, after the Financial Services Commission’s report on improvements to products that people feel, the coverage areas related to pregnancy and childbirth were further strengthened. The special contract for childbirth subsidies, introduced for the first time in the industry, provides support of 1 million won for the first birth, 3 million won for the second birth, and 5 million won for the third birth up to three times for celebratory purposes. We are the only company in the industry that covers hospitalization costs due to pregnancy and childbirth, and we have also created a new cesarean section surgery fee that can be covered in the event of a cesarean section. These special contracts were developed by Hanwha Insurance to actively participate in solving the low birth rate problem.
Prior to the product launch, ‘4 types of mental health-related special contracts’ for which exclusive use rights were obtained from the Non-life Insurance Association on October 11 were also included in this new product. Among these, ▲ the special contract for direct treatment costs for hospitalization for eating disorders (4 days or more, once per year) is the first in the industry to cover hospitalization treatment costs for mental disorders such as ‘anorexia’ and ‘bulimia’, which have the highest proportion of female patients and the highest fatality rate.
In addition, the diagnosis fee for specific stress-related mental disorders, which covers mental illnesses such as depression, panic disorder, obsessive-compulsive disorder, and post-traumatic stress, and the diagnosis fee for specific stress-related diseases such as digestive ulcers, ear vertigo, and hearing loss, are A (A) depending on the severity of the disease. It is classified into B (severe) and B (severe). Another feature is that if a customer is diagnosed with a specific mental illness, they can receive up to eight sessions of non-face-to-face psychological counseling. In addition, the sleep test costs incurred during the diagnosis and treatment of insomnia and sleep apnea patients are covered once a year through the support fee for specific sleep tests (polysomnography, multiple sleep latency).
The direct treatment fee for hospitalization for eating disorders and the diagnosis fee for specific stress-related mental disorders will be covered for 6 months until April 9th of next year, and the special contract for support fees for specific sleep tests (polysomnography, multiple sleep latency) and diagnosis fees for specific stress-related diseases will be covered for 3 months until January 9th next year. Hanwha Non-life InsuranceProduct competitiveness was also secured as it could only be sold in .
Meanwhile, as a women’s insurance specialist, Hanwha General Insurance added four types of exclusive usage rights this time, obtaining a total of 11 exclusive usage rights in the Signature Women’s Health Insurance series alone.
* Exclusive use rights acquisition status for each Hanwha Signature Women’s Health Insurance series
Signature 1.0 (4)
Signature 2.0 (3 pieces)
Signature 3.0 (4)
Postnatal care support after infertility treatment
Ovarian hyperstimulation diagnosis fee
Specific female genital prolapse medical expenses
Strengthening coverage for serious diseases for 5 years after childbirth
Breast cancer (receptor type) diagnosis fee
Breast cancer prognosis prediction test fee
Birth encouragement and fertility preservation services and systems
Eating disorder hospitalization direct treatment costs
Specific sleep test support fee
Diagnosis costs for specific stress-related mental disorders
Diagnosis costs for specific stress-related diseases
Coverage for scar treatment due to injury or disease is also interesting. For female customers who are sensitive to scars, we have established a new diagnosis fee for hypertrophic scars, including keloids (abnormal growth of connective tissue in the skin after surgical treatment and a hard rise), and we support the diagnosis fee for hypertrophic scars that appear within 2 years after a cesarean section or thyroid cancer surgery. Do it. This special contract, which was developed so that female customers can use it to cover the cost of treatment to remove scars and the cost of prescription medications, is characterized by the creation of a new insurance area by reinterpreting scar treatment as insurance.
‘Hanwha Signature Women’s Health Insurance 3.0’ can be subscribed to from the age of 15 up to 89 years old, and a simple notice plan is also sold that customers with medical history can also subscribe to.
In addition, the convenience of signing up for married women with children was increased by excluding them from the obligation to notify whether or not they had a cesarean section. In addition, if the family of a customer who has already subscribed to Signature Women’s Health Insurance subscribes to this product, a 10% discount is provided on the monthly premium of ‘Signature Women’s Health Insurance 3.0’ for up to one year through the family-linked discount service.
An official from Hanwha General Insurance product development said, “Signature Women’s Health Insurance 3.0 is a product that further strengthens our company’s position in the women’s health insurance market and further refines coverage details to meet the detailed needs of customers,” adding, “We will continue to provide products in the future.” “By differentiating our lineup and services, we will further strengthen the company’s position in the relevant market with competitiveness that encompasses female customers of all generations.”
